The Mutual Practice

Welcome to Gen Re's Mutual Practice!

We offer an attentive, entrepreneurial approach, and dedicated claims and underwriting expertise to every mutual company client.

The Mutual Practice

What Sets Us Apart?

“Finding new ways to meet the demands of today’s market, differentiate your proposition, or diversify in a competitive market has never been more important.

Learn more about what sets Gen Re’s Mutual Practice apart, and how the right reinsurance relationship can make all the difference.”

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Ridge Muhly
Treaty North America Manager – The Mutual Practice

Recent Trends & Insights

With content written by Gen Re’s senior managers, underwriters, claims executives, and actuaries, along with guest contributors, we share timely insights and information to help keep you and your team informed. Here’s a look at some of what we’ve written lately.


Secondary Peril Events Are Becoming “Primary.” How Should the Insurance Industry Respond?
Public attention is usually focused on catastrophes such as tropical storms and hurricanes, but more recently, smaller to mid-sized events – “secondary perils” – such as a severe convective storm, or floods and storm surge, seem more frequent. Learn more including some underwriting takeaways.
Timothy Fletcher
High-Low Agreements Can Prevent Large Plaintiff Verdicts
Taking a case to trial in the U.S. can be a nerve-racking endeavor for both the plaintiff and defendant. Neither side can predict with certainty how a jury of six to 12 strangers will rule. High-Low Agreements could be an opportunity to take some of the uncertainty out of the trial.
Tim Hayden
New Florida Matching Endorsements Gain Momentum
Florida insurers contend the state’s matching statute has been misused to inflate the loss payments of minor damage homeowners’ claims by stifling carriers’ ability to facilitate repair in instances where a reasonable match could be identified. Read about new matching endorsements being implemented in the Florida Homeowners market.
Jonathan Nieman, Nick Ciabattoni
New Jersey Court Agrees Proposed Bankruptcy Plan Unfair to Insurers
For those who do not keep close tabs on what is happening in the intertwined worlds of sexual abuse claims against the Roman Catholic Church and U.S. bankruptcy law, there was a recent ruling of interest to insurers.
Max Branson


Here are some of the upcoming industry events our team is attending in the next few weeks. Please stop by and say hello!

Mutual Events
Kara Raiguel

Gen Re has always been known for our strong financial foundation and keeping our promises to clients. However, it’s our pledge to add our knowledge to yours, from underwriting to claims, and to listen to your needs on the journey that really sets us apart.

Kara Raiguel
President and CEO, General Re Corporation

Spotlight on Emerging Exposures

The world of risk is changing quickly. Driverless cars, artificial intelligence, and robotics: How will their technologies alter the Property/Casualty risk profile for insurers? What will be the next big mass tort? What regulatory changes on the horizon could suddenly increase exposures in your book of business?

Identifying a potential exposure and reacting quickly are crucially important to our clients’ success. 

Products and Services

Gen Re’s Mutual Practice is committed to finding the reinsurance solution that’s right for you. We offer a full range of reinsurance products and the expertise of the most talented reinsurance team in the industry to every client.

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Reinsurance solutions for a broad range of exposures and coverages, including Auto Liability and Auto Physical Damage.

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Reinsurance solutions for a broad range of exposures and coverages, including General Liability, Commercial & Personal Umbrella, and Workers’ Compensation.

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Property, Engineering, Marine

Reinsurance solutions for a broad range of exposures and coverages, including Property, Engineering, Ocean Marine, Inland Marine, and Natural Catastrophe perils.

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Specialty Lines

Reinsurance solutions for a broad range of exposures and coverages, including Management Liability, E&O, Cyber, EPLI, Medical Professional Liability, and Surety Bonds.

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Superior Financial Strength

Client Profile

Our U.S. Treaty client companies come from all segments of the Property/Casualty industry, including many specialty segments. The majority of Gen Re Treaty clients are mid-sized companies.

The Mutual Practice Clients by Company Type

Quick Facts

In Our Communities

As an organization, we care about our associates, clients, and communities. Together we strive to make a positive impact on the world around us. Here’s a look at some of the ways our Gen Re associates give back - volunteering time, donating to many worthy causes, and funding scholarships for the next generation.  

NAMIC Scholarship

NAMIC Mutual Insurance Foundation – Gen Re Scholarship
There is so much opportunity for young professionals in the insurance industry, and Gen Re is proud to support NAMIC’s efforts by offering scholarships to promising students. Learn more about the NAMIC Mutual Insurance Foundation here

St. Baldrick's

St. Baldrick's
On June 21, 2023 Gen Re joined forces with other local reinsurers to host a Reinsurance Head-Shaving Event in support of the St. Baldrick’s Foundation, a charity dedicated to finding cures for childhood cancers and giving survivors long and healthy lives. Pictured above are Victor Min, Gen Re's Head of Treaty Cat Underwriting, and his son Diego. To learn more or make a donation, visit our St. Baldrick's team page.

Contact Us

We would love the opportunity to learn more about you, your challenges and goals, and how we might be able to help. Please give us a call today.
We look forward to hearing from you!