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Welcome to Gen Re’s Mutual Practice

We offer an attentive, entrepreneurial approach, and dedicated claims and underwriting expertise to every mutual company client.

 

The direct path to mutual success.™
The Mutual Practice
Mutual Practice
Publications Events Spotlight Products Community Team

What Sets Us Apart?

Finding new ways to meet the demands of today’s market, differentiate your proposition, or diversify in a competitive market has never been more important.

As a direct reinsurer – we share in your risks and your results. We build our client teams to meet your needs and we work alongside you – from underwriting right through to claims – to help you deliver the best possible outcomes for your clients.

New to Gen Re?

A 360° view of your portfolio

In an increasingly complex environment, it takes more than individual expertise to meet the challenges ahead. It takes a team that works across disciplines to provide a broader view of risk and practical insight built around your needs.

Our underwriting, actuarial, claims, and analytics professionals work together to help our clients identify exposures earlier, respond more effectively, and navigate change with greater confidence. From the first conversation onward, we stay engaged to support stronger outcomes and long-term success.

Our Approach

Our approach reflects the way mutuals operate. As a direct reinsurer, we understand your risks because we share them. We bring long-term thinking, disciplined underwriting, and dependable claims support to a relationship built around your priorities.

What to expect when you first engage with Gen Re

The initial conversation is straightforward and practical. It is an opportunity to discuss your business, the challenges or opportunities you are facing, and where Gen Re may be able to help. From there, the relationship develops around your needs, with an emphasis on expertise, responsiveness, and continuity.

If you are evaluating reinsurance options or looking for a team with deep technical expertise and a mutual-focused perspective, we welcome the conversation.

Recent Trends & Insights

With content written by Gen Re’s senior managers, underwriters, claims executives, and actuaries, along with guest contributors, we share timely insights and information to help keep you and your team informed. Here’s a look at some of what we’ve written lately.

Publication
Rebuilding Umbrella – A Troubled Line’s Path Forward [Video]
Commercial and Personal Umbrella results have deteriorated as social inflation, litigation funding, and larger verdicts drive higher severity and longer claim development. Insurers are responding through pricing, capacity management, risk selection and proactive claims handling.
Karen Tuomi, Tim Fletcher September 16, 2026
Read More
Publication
Medical Fraud – Building the Case for Civil Action
Medical fraud can inflate claim costs and undermine the insurance system. Explore how carriers can pursue civil action against suspected fraudsters, gather admissible evidence, coordinate with authorities, recover losses, and disrupt future fraudulent activity.
Rebecca Selinger, Frank S. Goldstein (Managing Partner of Goldstein Law Group) (guest contributor) September 14, 2026
Read More
Publication
Legal Reform Builds Momentum – Early Results and Growing Third-Party Litigation Funding Transparency
Tort reform efforts in several states are beginning to show results, including fewer lawsuits, lower defense costs, and reduced insurance rates. At the same time, momentum is growing across the U.S. for greater transparency and regulation of third-party litigation funding.
Paul Kelejian, Tim Fletcher September 9, 2026
Read More
Publication
Emotional Intelligence – The Missing Variable in Litigation Negotiation
Emotional intelligence can be as important as legal analysis in claims and litigation negotiations. By understanding motivations, managing emotions, building trust, and adapting communication, insurance professionals can break impasses, resolve disputes more effectively, and improve outcomes.
Michael Pagenta, Jennifer Kapp (partner at Cruser, Mitchell, Novitz, Sanchez, Gaston & Zimet, LLP) (guest contributor) August 24, 2026
Read More

Upcoming Events

Here are some of the upcoming industry events our team is attending in the next few weeks – along with some Gen Re-hosted events. Please stop by and say hello!

Mutual Events
Kara Raiguel

Gen Re has always been known for our strong financial foundation and keeping our promises to clients. However, it’s our pledge to add our knowledge to yours, from underwriting to claims, and to listen to your needs on the journey that really sets us apart.

Kara Raiguel
President and CEO, General Re Corporation
See Kara’s Bio

Spotlight on Emerging Exposures

The world of risk is changing quickly. Emerging technologies – driverless cars, artificial intelligence, and robotics – are reshaping the Property/Casualty insurance market and redefining what tomorrow’s risk profile will look like.

At the same time, third-party litigation funding is fueling a surge in lawsuits across the United States, fueling a $15 billion industry affecting every American household and representing one of the biggest challenges in today’s Casualty market.

What will be the next big mass tort? What regulatory changes on the horizon could suddenly increase exposures in your book of business? Anticipating potential exposures and reacting quickly are crucially important to our clients’ success. 

Learn More

Products and Services

Gen Re’s Mutual Practice is committed to finding the reinsurance solution that’s right for you. We offer a full range of reinsurance products and the expertise of the most talented reinsurance team in the industry to every client.

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Auto

Reinsurance solutions for a broad range of exposures and coverages, including Auto Liability and Auto Physical Damage.

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Casualty

Reinsurance solutions for a broad range of exposures and coverages, including General Liability, Commercial & Personal Umbrella, and Workers’ Compensation.

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Property, Engineering, Marine

Reinsurance solutions for a broad range of exposures and coverages, including Property, Engineering, Ocean Marine, Inland Marine, and Natural Catastrophe perils.

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Specialty Lines

Reinsurance solutions for a broad range of exposures and coverages, including Management Liability, E&O, Cyber, EPLI, Medical Professional Liability, and Surety Bonds.

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Superior Financial Strength

* All Gen Re underwritten business, including business written on Berkshire affiliate paper.

Client Profile

Our U.S. Treaty client companies come from all segments of the Property/Casualty industry, including many specialty segments. The majority of Gen Re Treaty clients are mid-sized companies.

The Mutual Practice Clients by Company Type

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33%

Commercial Lines

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24%

Personal Lines

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43%

Both Lines

Quick Facts

In Our Communities

As an organization, we care about our associates, clients, and communities. Together we strive to make a positive impact on the world around us. Here’s a look at some of the ways our Gen Re associates give back - volunteering time, donating to many worthy causes, and funding scholarships for the next generation.  

Corporate Philanthropy
NAMIC Scholarship

NAMIC Mutual Insurance Foundation – Gen Re Scholarship
There is so much opportunity for young professionals in the insurance industry, and Gen Re is proud to support NAMIC’s efforts by offering scholarships to promising students. Learn more about the NAMIC Mutual Insurance Foundation here. 

Contact Us

We would love the opportunity to learn more about you, your challenges and goals, and how we might be able to help. Please give us a call today.
We look forward to hearing from you!