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Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage. 

Underwriting

You can rely on our competent advice, comprehensive services, and effective tools and resources to guide your risk management decisions. We’re here to support your long-term success.

Industry Insights

Facultative Underwriting

Facultative Underwriting

Expert Underwriting professionals provide unique solutions to complex cases, helping you improve placement rates and profitability.  

For Group Life clients, Gen Re offers a unique, proprietary approach to limited duration underwriting for Group EOI that allows offers on risks often declined by group carriers.

Behavioral Economics

Behavioral Economics Research

At a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, Behavioral Economics training is being made available to Gen Re clients at an important industry inflection point.

The Gen Re BE Academy

The Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference.

Accelerated Underwriting

Accelerated Underwriting

Insurers are pulled in many directions, having to embrace innovative underwriting tools and approaches while evolving away from full underwriting. Many companies don’t have the time or resources to investigate all the latest data and technology options to see which is right for them. With so many new alternatives on the market and the fast-changing pace, it’s hard to know where to start. We can help.

Underwriting Tools

Manuals

Manuals

The Gen Re underwriting manuals provide our clients with reliable, up-to-date information to assess risks effectively. Creating and maintaining the manuals are a team of experts dedicated to constantly improving and further developing underwriting guidelines.

  • Our SOURCE underwriting manuals are dynamic risk assessment tools – available for the full range of risks relevant to Individual Life, Individual Disability, and Critical Illness underwriting
  • Custom-SOURCE is available for companies that want control over the content to reflect their own company-specific underwriting guidelines. Group Life clients enjoy customization on limited duration underwriting.

Financial Guide

The Gen Re Financial Guide is a reference tool designed to assist with the financial underwriting process and includes key tax forms and schedules with important information highlighted and discussed.

Events

Here are some of the upcoming industry events our team is attending in the next few weeks – along with some Gen Re-hosted events. For a full listing of industry events we will be attending throughout the year, click here.

Events

Knowledge Sharing

Next Gen Underwriting Insights – 2025 Survey Results & Confusion Matrix Considerations [Webinar]
The session explores economic drivers and capital market trends against the backdrop of the evolving impact of tariffs and U.S. fiscal position.
Frank Chechel, Parag Shah
Multi-Cancer Early Detection Tests – Frequently Asked Questions
Multi-cancer early detection tests have gained media attention and interest from patients, providers, insurers, and reinsurers alike, with numerous questions surrounding these diagnostic tests. Here are some FAQs surrounding these studies and the associated implications for various stakeholders.
Dr. Jonah Fox, Dr. Thomas Ashley
Child Development – An Overview From Birth to Adolescence From the Insurance Medicine Perspective
Child development is a complex process from prenatal stage to young adulthood. In some markets, children are insured early for disability, illness, and long-term care. This article outlines development stages to help assess delays, deviations, and relevant medical conditions.
Dr. Sandra Mitic, Dr. Sebastian Speicher
Individual Life Next Gen Underwriting Survey Summary Report
See survey results with topics including throughput rates, sources of underwriting evidence, mortality experience, and pre-/post-issue auditing tools. Carriers representing over 2 million paid policies and $827 billion in volume participated. Individual Life underwriting continues to evolve.
Nicole Conti
Why HIV Progress Matters
Advances like long-acting ART and injectable PrEP improve HIV treatment adherence and prevent new infections. These therapies help insurers assess risk with data, not stigma, enabling underwriting that reflects better prognosis and reduced transmission risk.
Dr. Kohar Annie Kissoyan

Contact Us

Contact us to learn more about how we can help you.  

Individual Life

Medicare Supplement / Group Life

Individual Disability / Critical Illness / Accident

Learn more about us.

Supporting the Industry