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Products

Customized reinsurance solutions and strategic support help our clients succeed.

Products

At Gen Re, we believe that information and collaboration are the basis for great innovation.

We leverage the actuarial, underwriting, claims, medical, and research expertise of our global units with market-specific knowledge to support your product initiatives.  

As an extension of your team, we’re here to support your initiatives – and find solutions to help you succeed. Our product development support includes design of new products, calculation of rates, and development of policy terms and conditions. Post-launch, our portfolio monitoring and experience studies offer additional valuable insights.

Individual Life

Individual Life

Through traditional excess or quota share arrangements, we can customize a reinsurance program to meet your specific risk management needs. Whether you are writing traditional fully underwritten business or deploying accelerated or simplified underwriting programs, we can tailor value-added services to meet your unique business challenges. Our team has extensive experience in the following areas:

  • Data analytics, product development, and pricing
  • Impaired risk and capacity facultative underwriting as well as value-added underwriting support through Supplemental Underwriting and 2nd Look
  • Market research and analysis through our annual Individual Life Surveys
  • Streamlined claims processes

Gen Re continuously monitors the Insurtech market space for new data sources and innovative developments. Where we see a fit for client companies given varying markets and distribution models, we assist in conducting pilot programs and analyses to aid in the development and optimization of Accelerated Underwriting programs. Our Accelerated Underwriting Study Group meets quarterly to discuss pertinent AU topics that are top of mind for carriers. If you are interested in joining our AU Study Group, please reach out.

Medicare Supplement

Medicare Supplement

Along with our strategic partnerships and overall market awareness, our clients gain a comprehensive set of skills to help achieve their Medicare Supplement goals. Our team has experience whether you are:

  • Developing a new business strategy
  • Looking for assistance managing an in-force block
  • Contemplating the sale of a closed block
  • Exiting the market 

Gen Re market research and analysis through our annual Medicare Supplement Market Survey can assist you.

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Med Supp Solutions

Group life

Group Life

Fresh perspectives on risk management are key to profitable growth in the Group Life and AD&D insurance market. We offer traditional or customized reinsurance solutions that include:

  • Underwriting expertise including medical EOI
  • Industry research and benchmarking analysis
  • Facultative support tailored to meet your specific needs
  • Group Life conversion solutions
  • Market research and analysis through our annual Group Term Life Market Survey, and periodic Group Medical EOI Underwriting Survey and Group Life Rate & Risk Management Survey
Individual Disability

Individual Disability

Whether you are selling fully underwritten business, multi-life, or guaranteed standard issue, our Individual Disability Income team has extensive experience to support you. Through traditional excess or quota share arrangements, we can customize a program to meet your specific risk management needs. We can provide guidance and expertise in the following areas:

Critical Illness

Critical Illness

The Critical Illness market continues to grow and our team of experts can help you develop and bring a new product to market.  Whether it is an individual or group product we can provide the following:

  • A turnkey Critical Illness offer which includes product development, pricing, policy forms, and other support
  • Assistance with both standalone and worksite product structures
  • Market research and analysis though our annual Critical Illness / Accident Market Survey
Accident

Accident

Accident coverage is relatively new to the Gen Re portfolio. Similar to our Critical Illness offering, our team of experts can work with you to develop an accident product that meets your needs. We can provide:

Our Services

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U.S. Research

Leading insurance industry research, providing valuable data and insights to help our clients make key business decisions

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Underwriting

Competent advice, comprehensive services, and effective tools and resources to guide your risk management decisions

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Claims

Highly qualified team of industry experts provides tailored risk management solutions specific to our clients’ needs

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Analytics

Deep expertise in solving complex business problems with actionable insights using statistical and machine learning techniques

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Knowledge Sharing

Individual Life Accelerated Underwriting – Highlights of 2023 U.S. Survey
Sharing some highlights of the latest Gen Re Individual Life Accelerated Underwriting survey, with data from 53 U.S. carriers. This year’s benchmarking survey shows 78% of companies have either a fully implemented or partially implemented workflow.
Nicole Conti
Critical Illness & Accident Insurance – Highlights of 2022 U.S. Market Survey
Sharing some highlights of the latest Gen Re Critical Illness and Accident Market Survey, with data from 31 U.S. carriers. This year’s benchmarking survey shows the market is strong, with 2022 new sales and in-force premium showing increases over 2021 results.
Ruth Potter
Group Medical EOI Underwriting – Key Takeaways From the U.S. Benchmarking Survey
A recent report from Gen Re’s U.S. Research Center focused on the staff companies have in place to process Evidence of Insurability applications, as well as the methods used to process them. Read about insurers’ top challenges facing Group Medical Underwriting Departments and other data points.
Joe Iannetti
Beware of Demo Mode on Electrocardiogram Reports
Life and Disability underwriters need to be aware they may receive significant computer-generated fake data even though they are relying on the sources of the information they receive. Whether accidental, incompetence or fraud, here is something else for your radar.
Dr. Paul Higgins

Upcoming Events

Our presentations at industry events support our goal of sharing knowledge with our clients. For a full listing of industry events we will be attending throughout the year, click here.

Events

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Supporting the Industry