Emerging Exposures
Emerging Exposures

As exposures evolve and new risks arise, our dedicated team of underwriters, account executives and claims experts share their knowledge in a variety of ways including in-depth articles, blogs and presentations.

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This three-part series – in collaboration with NAMIC – examines inflation and its impact on insurers.

With some signs suggesting that inflationary pressures have somewhat stabilized, it’s instructive to examine what’s been driving them since 2020. Social inflation has added increased pressure on the industry in recent years, and further adding to the industry’s woes is inflation.

Secondary Peril Events Are Becoming “Primary.” How Should the Insurance Industry Respond?
Public attention is usually focused on catastrophes such as tropical storms and hurricanes, but more recently, smaller to mid-sized events – “secondary perils” – such as a severe convective storm, or floods and storm surge, seem more frequent. Learn more including some underwriting takeaways.
Timothy Fletcher
Social Media – An Addiction Now Being Treated in the Courtroom
There have been no court-approved settlements or jury verdicts in U.S. social media lawsuits as of last month. However, there were 429 social media lawsuits pending in the Northern District of California, with plaintiffs alleging emotional and physical harms. Read more about the increase in claims.
Cardine Zalenski
The Future of Cryptography and the Rise of Quantum Computing
On August 21, 2023, three U.S. government agencies released a joint factsheet on quantum readiness, encouraging organizations to develop a quantum-readiness roadmap for migration to post-quantum cryptographic standards. Insurers and reinsurers should learn more about this topic that requires planning into the next decade.
Frank Schmid
Looks Like Inflation Is Sticking Around. What Do We Do Now? [Part 3 of 3]
Factors beyond economic inflation have buffeted the insurance industry for several years. Here’s a look at the current inflation environment, the impact on the industry – and suggestions for insurers’ success.
Timothy Fletcher, Ridge Muhly

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