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At Gen Re, we believe that information and collaboration are the basis for great innovation.

We leverage the actuarial, medical, and underwriting expertise of our global units with the market-specific knowledge of our regional departments to support your product initiatives.

Our product development support comprises a wide range of services needed by primary insurers, including design of new products, calculation of the respective rates, and development of policy terms and conditions. Post-launch, our portfolio monitoring and experience studies offer additional valuable insights.

Our Products

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Mortality

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Longevity

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Disability

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Critical Illness/
Dread Disease

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Health

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Long Term Care

Our Services

Underwriting

Our competent advice, comprehensive services, and effective tools and resources guide your risk management decisions.

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Claims

Our team of expert claim professionals develop effective claims management strategies specific to our clients’ needs.

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Market Research & Surveys

We produce marketplace surveys for our clients and the insurance industry. Clients also benefit from our individualized services including business monitoring.

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Analytics

We have a global network of data scientists, and deep expertise in solving complex business problems.

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Recent Research

Publication
How Is AI Being Used to Enhance Traditional Life Underwriting?
We discuss how life underwriting decisions predicted by an AI model can work with the traditional underwriting process, and how to balance efficiency and accuracy. We describe the benefits that life underwriting with AI can bring to insurers, as well as some of the challenges.
Dr. (Celia) Ying Zhang April 10, 2025
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Publication
Individual Disability – Results of 2024 U.S. Market Survey
Sharing results of our Individual Disability Market Survey. This annual benchmarking survey covers Non-Cancelable, Guaranteed Renewable, Buy-Sell and Guaranteed Standard Issue product lines for 2023 and 2024. Sixteen carriers participated in the survey, representing $5.5 billion of inforce premium.
Lisa Bolduc May 27, 2025
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Publication
Enhancing Total and Permanent Disability Sustainability in Australia – The Role of Financial Controls
Total and Permanent Disability (TPD) insurance is a cornerstone in Australia’s financial safety, net providing crucial support to individuals unable to work due to severe disabilities. Currently, the relevance and viability of TPD insurance is under scrutiny. We explore key challenges and considerations.
Bindu George May 22, 2025
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Publication
Understanding Physician Contracts When Underwriting Disability Insurance
Understanding physician contracts in today’s environment is different from the days of a simple, straightforward contract that clearly stated the physician’s annual salary. In the post-COVID era, employers started including salary reduction clauses or have gone entirely to a production-based system.
Jeff Lamb May 20, 2025
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Publication
Finding the Balance – Assessing Weight Changes in Underwriting
Unhealthy weight is an important parameter for risk assessment. We analyse different approaches for evaluating weight in relation to body mass index (BMI), illustrating how underwriters should assess weight changes in the health history of applicants and explain options for weight reduction.
Elena Dorando, Cheryl Agyei April 08, 2025
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