Parag is Chief Actuary for the U.S. Life & Health group. Parag has over 25+ years of experience in the life insurance industry helping to drive profitability growth through innovation, product development, effective pricing strategies and improved customer engagement, with experience in both Life and Combination LTC products. Parag earned a BS, Mathematics from the University of Michigan and MBA from Northwestern University – Kellogg School of Management. He also holds the FSA and MAAA designations.