Brenda is VP, Chief Underwriter for Individual Disability and Critical Illness. She has over 30 years of Individual DI underwriting experience. Her expertise includes developing training and quality review programs to improve underwriting performance and risk selection, and she has also served as a high-level risk advisor for underwriting organizations. She has worked extensively with medical directors updating underwriting guidelines. She is a graduate of the University of Maine, where she received a B.S. in Business Administration. Brenda holds the HIA designation.