COMPASS includes numerous specific rules designed to simulate the work of a human underwriter. It focuses on the underwriting and is delivered with comprehensive rules for more than 15,000 medical disorder terms, more than 9,000 occupation terms, about 400 pursuits and all known countries.
Our rules are based on our underwriting manual CLUE, but take into account that the details are provided by the applicant and not by a doctor. Consequently a “translation” of some CLUE assessment criteria has been required. COMPASS assesses as much as possible based on this information to achieve a high Straight-Through Process Rate (STP Rate).