Reinsurance Protection

We’re focused on our clients’ sustainable success - providing you with valuable reinsurance protection. Whether you’re seeking a traditional approach or a tailor-made solution, we work with you towards meeting your business’s unique needs.

Risk Assessment Expertise & Analytics

Our clients gain a competitive advantage through our medical and underwriting professionals, research and development services - and decision analytics and risk assessment tools. You can rely on our underwriters and actuaries to share critical information to help make better risk decisions.

Decision analytics is top of mind for insurers looking to harness the power of big data. By working with our experts and leveraging our proprietary tools and knowledge, you can maximize your mortality results.

Underwriting Programs

Our in-house underwriting team works with our clients to ensure a comprehensive underwriting and pricing strategy that is deliberate, sustainable and contributes to long-term profitability and growth. We also leverage behavioral economics insights to improve underwriting outcomes.

We offer the following programs:

• Traditional Facultative - Use facultative for challenging cases and to improve placement ratios, or time service, to your producers and their customers.
• PURFac (Preferred upgrade reinsurance program) - Utilizing decision analytic tools, we can upgrade standard or better risks to the next class.
• 2nd Look - We can make offers on cases where certain requirements are unattainable and do not qualify for traditional reinsurance.

Your success is our business®

Claim management is increasingly important as insurance products and variations in policy language have become more complex. Our claim management team provides tailored solutions for our clients. Regardless of the situation, our claim professionals are here to work with every client for better claim outcomes.

In keeping with our long-term commitment to support our clients, we strive to deliver timely payment of reinsured claims as a hallmark of our operation. At Gen Re, we keep our promises so you can keep yours. At Gen Re, we keep our promises so you can keep yours.

Our Gen Re Research Center delivers valuable insights to help our reinsurance clients improve their business results.

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  Industry Research

  Participating companies receive unparalleled information and analysis to help with business decisions. See our research.

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  Consumer Research

  Carriers can gain assistance in better understanding a customer’s buying journey.
  See our research.

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  Behavioral Economics

  We can help solve your underwriting, marketing and sales process problems. See our research.

Predictive Analytics

In today’s world the problem isn’t too much data, as much as finding ways to manage it. Working with Gen Re, our reinsurance clients can improve their data gathering and management processes for both internal and external data. We also offer access to our proprietary prediction tools that use traditional statistic and machine learning models to deliver insights on how to improve your mortality results. Learn more about our Analytics solutions.

Underwriting Manuals

Our online underwriting manuals provide reliable, cutting-edge information needed to assess risk effectively. Our SOURCE manuals are specifically designed to be dynamic risk assessment tools.

Life

SOURCE—Life® provides succinct snapshots of a comprehensive array of topics, with easy navigation to the underwriting action. Custom SOURCE–Life® allows our Individual Life clients control over most aspects of content to reflect their own company-specific underwriting guidelines.

Individual Disability Income

SOURCE—DI® is our dynamic risk assessment tool for the medical underwriting of Individual Disability Income products, for our reinsurance clients to establish, maintain and manage their Individual Disability Income business.

Critical Illness

The SOURCE—CI® manual enables users to apply common core definitions found in most Critical Illness contracts to a broad spectrum of Critical Illness products.

Risk Assessment

Our Financial Guide is designed exclusively for Individual Disability Income reinsurance clients to offer a quick reference tool to assist with the financial underwriting and risk assessment process for Individual Disability insurance.