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Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage.

Underwriting

Underwriting Manual

Underwriting manuals play a vital role in managing risk for insurers and reinsurers alike. Gen Re’s underwriting manuals support underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

Underwriting Engine

Our global expert underwriting system COMPASS is used by numerous companies and markets, processing more than 15,000 applications each day. COMPASS evaluates and underwrites Life and Disability applications. Depending on the product type, suggested underwriting actions include policy issue, request for additional information, referral to an underwriter or decline.

Our Services

Products

Our services include the design of new products, calculation of the respective rates, and development of policy terms and conditions.

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Medical Services

Our medical team supports Gen Re – and is here for you.

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Data Analytics

Monitoring and analysis of industry-wide data pools.

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FacWorld

Our extranet platform for the transmission of underwriting/claims documents and actuarial data such as portfolio or accounting data.

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Featured Research

Mental Health

Mental Health

We believe there is more our industry can do to support people living with mental health conditions. Our passionate team of global experts is working to share their knowledge, challenge existing practices, and develop new solutions to help foster a more inclusive approach to mental health.

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Behavioral Economics

Behavioral Economics

In a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, the Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference.

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Upcoming Underwriting Events & Training

Featured events, conferences, training & education.

Events

Business School

Your partner for professional development in insurance.

Training courses for underwriters and claims assessors.

Our Publications

Featured Series

Underwriting Focus

This client-only publication is published semiannually and provides Life/Health underwriters around the world with significant information on insurance developments, medical advances, and other research progress. Individual articles discuss current and future trends in underwriting and are complemented with detailed case examples.

Group Medical EOI Underwriting – Key Takeaways From the U.S. Benchmarking Survey
A recent report from Gen Re’s U.S. Research Center focused on the staff companies have in place to process Evidence of Insurability applications, as well as the methods used to process them. Read about insurers’ top challenges facing Group Medical Underwriting Departments and other data points.
Joe Iannetti
Beat the Odds With a Healthy Heart – Medically and Financially
World Heart Day is a reminder to take care of your cardiovascular health. According to the World Heart Federation, cardiovascular disease is the number one killer in the world. Lifestyle and dietary habits is key to maintaining good cardiovascular health. However, underinsurance and an insurance protection gap is often a hidden threat.
Samuel Lim, Benedict Tan, Dr. Himanshu Bhatia
Beware of Demo Mode on Electrocardiogram Reports
Life and Disability underwriters need to be aware they may receive significant computer-generated fake data even though they are relying on the sources of the information they receive. Whether accidental, incompetence or fraud, here is something else for your radar.
Dr. Paul Higgins
The Impact of Climate Change on Mental Health
Climate change is one of the most significant challenges facing humanity today. However, the impact of climate change on mental health is a relatively new area of research, and it is increasingly gaining attention. We explore the impact of climate change on both, the life and non-life insurance industry.
Mary Enslin

 

We take an end-to-end approach to the service we provide. Whether you are looking for new insights into product development, access to leading underwriting tools and expertise, or assistance with a challenging claim, we have the people and tools to help directly or by way of training.

For further information, please contact Andres Webersinke.