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Products Services Knowledge

At Gen Re, we believe that information and collaboration are the basis for great innovation.

We leverage the actuarial, medical, and underwriting expertise of our global units with the market-specific knowledge of our regional departments to support your product initiatives.

Our product development support comprises a wide range of services needed by primary insurers, including design of new products, calculation of the respective rates, and development of policy terms and conditions. Post-launch, our portfolio monitoring and experience studies offer additional valuable insights.

Our Products

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Mortality

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Longevity

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Disability

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Critical Illness/
Dread Disease

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Health

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Long Term Care

Our Services

Underwriting

Risk assessment of individual lives is a core strength at Gen Re. We offer services in all areas of risk assessment.

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Market Research & Surveys

Understand biometric risks – from single portfolios to market-wide surveys.

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Analytics

Using a wide range of techniques such as random forest, GLMs or neural networks our data scientists get the most of complex data; always in collaborations with our experts from other fields a maximum of insights and interpretability is achieved.

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Digital Solutions

We help our clients create digital solutions across the insurance value chain.

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Recent Research

Publication
How Is AI Being Used to Enhance Traditional Life Underwriting?
We discuss how life underwriting decisions predicted by an AI model can work with the traditional underwriting process, and how to balance efficiency and accuracy. We describe the benefits that life underwriting with AI can bring to insurers, as well as some of the challenges.
Dr. (Celia) Ying Zhang April 10, 2025
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Publication
Underwriting the Dead? How Smartphones Will Change Outcomes After Sudden Cardiac Arrest
“World Restart a Heart Day” draws global attention to resuscitation after sudden cardiac arrest. For insurers, this is not “just” a medical topic. Will new rescue concepts enable more people to survive a cardiac arrest? And should these survivors be assessed differently in underwriting?
Dr. Maximilian Kanzler October 16, 2025
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Publication
Designing Intelligent Systems – A Unified Blueprint for Applications, Data, AI Agents, and Orchestration
Systems are moving from digitization toward architectures that orchestrate data, applications, and AI agents. A unified architecture coordinates every component so that data, automation, and oversight work together to deliver timely, context-rich outcomes. This shift is a new way of designing how work gets done and how value is created.
Matthew Montero October 15, 2025
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Publication
Always On: Understanding New Age Addictions and Their Implications for Disability Insurance
Tech-driven behavioral addictions like smartphone, gaming, and social media use are reshaping insurance. As mental health risks rise, insurers face new challenges in claims and risk assessment. Discover how the industry is adapting to this evolving landscape.
Mary Enslin October 10, 2025
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Publication
Modernizing Applications for the Future – How Data-Centric Design Enables AI Innovation
Take a high-level view of application modernization from a data-centric perspective. Transitioning to a data-first architecture simplifies systems and enhances scalability to position business processes for the next wave of technological advancement – Generative AI and AI agents.
Matthew Montero October 07, 2025
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