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Products Services Knowledge

At Gen Re, we believe that information and collaboration are the basis for great innovation.

We leverage the actuarial, medical, and underwriting expertise of our global units with the market-specific knowledge of our regional departments to support your product initiatives.

Our product development support comprises a wide range of services needed by primary insurers, including design of new products, calculation of the respective rates, and development of policy terms and conditions. Post-launch, our portfolio monitoring and experience studies offer additional valuable insights.

Our Products

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Mortality

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Longevity

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Disability

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Critical Illness/
Dread Disease

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Health

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Long Term Care

Our Services

Underwriting

Risk assessment of individual lives is a core strength at Gen Re. We offer services in all areas of risk assessment.

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Market Research & Surveys

Understand biometric risks – from single portfolios to market-wide surveys.

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Analytics

Using a wide range of techniques such as random forest, GLMs or neural networks our data scientists get the most of complex data; always in collaborations with our experts from other fields a maximum of insights and interpretability is achieved.

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Digital Solutions

We help our clients create digital solutions across the insurance value chain.

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Recent Research

Publication
How Is AI Being Used to Enhance Traditional Life Underwriting?
We discuss how life underwriting decisions predicted by an AI model can work with the traditional underwriting process, and how to balance efficiency and accuracy. We describe the benefits that life underwriting with AI can bring to insurers, as well as some of the challenges.
Dr. (Celia) Ying Zhang April 10, 2025
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Publication
India Insurance Fraud Surveys Find Strengths and Opportunities [Summary Reports]
Indian insurers offering products like Loan Cover, CI, TPD, and Travel have adopted strong underwriting and claims risk practices. However, fraud risk management needs a multi-layered, evolving approach. The survey identified key areas for improvement to help mitigate fraud risk.
Jason Weesner, Dr. Aparna Rangnekar August 26, 2025
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Publication
Risk Management Review 2025
In today’s rapidly evolving insurance landscape, operational excellence is more than a strategic advantage – it is a necessity. This edition we explore how insurers can build resilient, customer-centric, and future-ready organzsations by embedding excellence into every layer of their operations.
Michael Hosking, Sarah Salem, Sandra Schauermann, Annika Schilling, Frank Schmid, Oliver Röhrich (guest contributor), Ulrich Geuther (guest contributor) August 25, 2025
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Publication
Insights from Gen Re’s 9th Edition of Critical Illness Data Insights – Hong Kong Market
Our CI Data Insights reveals nuanced trends in the prevalence, incidence, and impact of critical illnesses in Hong Kong. Key findings include rising thyroid cancer in Mainland Chinese Visitors, increased lung cancer in non-smoking females, and a slight improvement in colorectal cancer rates.
Orchis Li July 31, 2025
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Publication
Essential Abilities Insurance – An Attractive and Innovative Product for all Markets
Essential Abilities Insurance offers a cost-effective, accessible alternative to traditional disability insurance, with simple structures and clear benefit triggers. It’s a high-potential product for insurers seeking growth in the disability market.
Sabrina Link July 24, 2025
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