TOP

LOGIN
Accelerated Underwriting Programs

The combination of your experience data with our industry perspective will help maintain or enhance your competitive advantage.
Accelerated Underwriting Programs
Services Expertise Contacts

Insurers today are pulled in many directions – having to embrace innovative underwriting tools and approaches while evolving away from full underwriting.

Many companies don’t have the time or resources to investigate all the latest data and technology options to see which is right for them. With so many new alternatives on the market and the fast-changing pace, it’s hard to know where to start. 

Gen Re can help.

Gen Re can provide a depth of knowledge to help you navigate your next underwriting transformation. We've partnered with companies at various stages of their AU program development.  

Card Image

Some companies are just getting started with AU. 

Gen Re can help with everything from Behavioral Economics influenced applications, forms, and scripts to choosing the optimal set of requirements, random hold-out approach, and post-issue underwriting guidelines. 

Card Image

Some companies have an AU program, but need help.

Gen Re can monitor the market and identify new underwriting requirements – and we know what your competitors are doing to keep their programs current.

Card Image

Some companies are advanced, but would like input.

Gen Re’s AU expertise is here for you. We can help you participate in a pilot when determining if you should incorporate a new data source. 

Gen Re Services

Card Image

Review an Existing Program

  • Review existing workflows from start to finish and make suggestions to maintain or enhance competitiveness
  • Provide support of Gen Re’s data, analytics and research resources as needed
Card Image

Recommend Improvements Depending on Your Company’s Desired Goals

  • Help you evaluate tools, vendors and data to determine the right ones for your program
  • Partner with you on pilot programs to help you analyze additional data and tools to find which ones best serve your business objectives
Card Image

Manage Post-Implementation

  • Regular deep reviews and adjustment of plans
  • Assist in designing standard reports of value for use internally and with reinsurers
  • Provide support to confidently expand ages, amounts and/or products over time
Card Image

AU Second Layer Program

  • Developed to help our clients expand their program and learn from experience together
  • Expand your Face Amount offerings or Issue Ages
  • Resources and risk sharing to assist clients in developing their AU programs further

Our Expertise

Publication
From AU to Next Gen – Understanding the Latest Underwriting Trends
Accelerated Underwriting programs have become an industry standard in Life insurance and continue to evolve rapidly. Read about AU program adoptions for U.S. Individual Life underwriting, and industry insights from Gen Re’s survey.
Beth Brown, Frank Chechel, Parag Shah, Blaise Zander 17 July 2025
Read More
Publication
Gen Re Validates Milliman Irix® Risk Score 4.0 – Stronger Risk Insights. Greater Underwriting Opportunity. [Whitepaper Available]
Gen Re has produced an independent assessment of Milliman’s latest generation of risk scoring for mortality underwriting using Prescription, Medical and Claims Data – demonstrating its predictive power and practical underwriting value. Read the findings and a Use Case for moving to this new tool.
Donna Sivigny 9 July 2026
Read More
Publication
Individual Life Underwriting Capacity Planning Is Frequent, but Still Reactive
As industry dynamics evolve and new pressures emerge, there is increased interest in how insurance carriers are approaching workforce challenges. The U.S. Client Solutions team surveyed several about their capacity plans. Read on for some results.
Nicole Conti 25 June 2026
Read More
Publication
Warp Speed Engaged – Key Takeaways From the 2025 Next Gen Underwriting Survey & Analytics Report
Sharing insights from our latest Next Gen underwriting survey and analytics report. Learn about workflow trends, the increasing pace of underwriting change, and how Gen Re’s GENIE solution can help you better understand the impacts to mortality slippage.
Frank Chechel, Parag Shah 19 March 2026
Read More
Publication
Individual Life Next Gen Underwriting Survey Summary Report
See survey results with topics including throughput rates, sources of underwriting evidence, mortality experience, and pre-/post-issue auditing tools. Carriers representing over 2 million paid policies and $827 billion in volume participated. Individual Life underwriting continues to evolve.
Nicole Conti 17 December 2025
Read More

Contacts

If your company faces one of these common challenges, contact us so we can help. Put our knowledge and expertise to work for you!