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Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage. 

Underwriting

Underwriting Manuals

Underwriting manuals play a vital role in managing risk for insurers and reinsurers alike. Gen Re’s underwriting manuals support underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

Underwriting Engine

Our global expert underwriting system COMPASS is used by numerous companies and markets, processing more than 15,000 applications each day. COMPASS evaluates and underwrites Life and Disability applications. Depending on the product type, suggested underwriting actions include policy issue, request for additional information, referral to an underwriter or decline.

Our Services

Products

Our services include the design of new products, calculation of the respective rates, and support in the development of policy terms and conditions.

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Analytics

We have a global network of data scientists, and deep expertise in solving complex business problems.

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Medical Services

Experienced, responsive medical directors supporting you and our underwriters, while providing our underwriting manuals with the latest medical knowledge.  

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Digital Solutions

We help our clients create digital solutions across the insurance value chain.

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Featured Research

Mental Health

Mental Health

We believe there is more our industry can do to support people living with mental health conditions. Our passionate team of global experts is working to share their knowledge, challenge existing practices, and develop new solutions to help foster a more inclusive approach to mental health.

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Behavioral Economics

Behavioral Economics

In a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, the Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference. 

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Upcoming Underwriting Events & Training

Featured events, conferences, training & education.

Business School

Business School

Your partner for professional development in insurance.

Training courses for underwriters and claims assessors.

Our Publications

Working From Home or Living at Work?
Burnout shows the impact of chronic workplace stress and highlights individual resilience. Personal strategies like setting boundaries and prioritising rest are essential but need systemic support. Organisations must reshape culture, address root causes, and prioritize well-being.
Mary Enslin
Dying Gracefully – Legal, Ethical, and Insurance Perspectives on Medical Assistance in Dying
As medical assistance in dying becomes more common and legally regulated globally, insurers face new challenges in underwriting, claims handling, and policy wording. We examine legal, ethical, and operational considerations, including suicide clauses and advance care planning.
Annika Luckmann, Dr. Chris Ball, Dr. John O’Brien
GLP-1 Receptor Agonists – From Evolution to Revolution
GLP-1 receptor agonists, such as Ozempic and Tirzepatide, are FDA-approved for a growing list of conditions, including diabetes, obesity, cardiovascular risk reduction, sleep apnea, and more. This article provides an overview of the drugs.
Dr. Jonah Fox
India Insurance Fraud Surveys Find Strengths and Opportunities [Summary Reports]
Indian insurers offering products like Loan Cover, CI, TPD, and Travel have adopted strong underwriting and claims risk practices. However, fraud risk management needs a multi-layered, evolving approach. The survey identified key areas for improvement to help mitigate fraud risk.
Jason Weesner, Dr. Aparna Rangnekar
Essential Abilities Insurance – An Attractive and Innovative Product for all Markets
Essential Abilities Insurance offers a cost-effective, accessible alternative to traditional disability insurance, with simple structures and clear benefit triggers. It’s a high-potential product for insurers seeking growth in the disability market.
Sabrina Link

We take an end-to-end approach to the service we provide. Whether you are looking for new insights into product development, access to leading underwriting tools and expertise, or assistance with a challenging claim, we have the people and tools to help directly or by way of training.

For further information, please contact Andres Webersinke.