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Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage. 

Underwriting

Underwriting Manuals

Underwriting manuals play a vital role in managing risk for insurers and reinsurers alike. Gen Re’s underwriting manuals support underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

Underwriting Engine

Our global expert underwriting system COMPASS is used by numerous companies and markets, processing more than 15,000 applications each day. COMPASS evaluates and underwrites Life and Disability applications. Depending on the product type, suggested underwriting actions include policy issue, request for additional information, referral to an underwriter or decline.

Our Services

Products

Our services include the design of new products, calculation of the respective rates, and support in the development of policy terms and conditions.

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Analytics

We have a global network of data scientists, and deep expertise in solving complex business problems.

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Medical Services

Experienced, responsive medical directors supporting you and our underwriters, while providing our underwriting manuals with the latest medical knowledge.  

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Digital Solutions

We help our clients create digital solutions across the insurance value chain.

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Featured Research

Mental Health

Mental Health

We believe there is more our industry can do to support people living with mental health conditions. Our passionate team of global experts is working to share their knowledge, challenge existing practices, and develop new solutions to help foster a more inclusive approach to mental health.

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Behavioral Economics

Behavioral Economics

In a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, the Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference. 

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Upcoming Underwriting Events & Training

Featured events, conferences, training & education.

Business School

Business School

Your partner for professional development in insurance.

Training courses for underwriters and claims assessors.

Our Publications

Featured Article

New Mortality Assumptions for Pension Business in Spain

Longevity can be seen as a societal achievement, but it can also become a risk. Using the new 2nd Order Base Mortality Table (PER2020) for Spain, we look at these new mortality assumptions to better understand its implications for the insurance sector.

Alzheimer’s Disease Overview – Detection and New Treatments
New anti-amyloid antibody treatments show promise in slowing Alzheimer’s progression in early stages. Challenges include identifying suitable patients, managing side effects, and overall evaluation of cost/benefit factors. Read a summary overview of the disease and details on emerging treatments.
Cecil Ramotar
What Are We to Make of Cannabis Use in The Insured Population?
The use of cannabis as a medical treatment continues to grow, but how effective is this substance? We discuss various opinions and studies on the effectiveness of cannabis for certain conditions, and the importance of evidence-based risk frameworks for underwriters.
Dr. Chris Ball, Graeme Urquhart
Multiple Sclerosis – Something Old, Something New
As one of the most common neurologic conditions within the young adult population, MS is a major driver of disability and healthcare costs. Here’s an overview of the disease and update of medications and treatments, especially for Life & Health claims professionals.
Dr. Jonah Fox
Body Mass Index as a Predictor of Cardiovascular Health
Cancer, heart attack, and stroke are leading causes of Critical Illness claims and have a significant impact on individuals and the healthcare systems. A higher BMI is linked to an increased risk of CVD. Lifestyle changes can mitigate CVD risk and insurance plays a key role in promoting healthier living.
Orchis Li

We take an end-to-end approach to the service we provide. Whether you are looking for new insights into product development, access to leading underwriting tools and expertise, or assistance with a challenging claim, we have the people and tools to help directly or by way of training.

For further information, please contact Andres Webersinke.