TOP

Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage. 

Underwriting

Underwriting Manuals

Underwriting manuals play a vital role in managing risk for insurers and reinsurers alike. Gen Re’s underwriting manuals support underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

Underwriting Engine

Our global expert underwriting system COMPASS is used by numerous companies and markets, processing more than 15,000 applications each day. COMPASS evaluates and underwrites Life and Disability applications. Depending on the product type, suggested underwriting actions include policy issue, request for additional information, referral to an underwriter or decline.

Our Services

Products

Our services include the design of new products, calculation of the respective rates, and support in the development of policy terms and conditions.

Find out more

Analytics

We have a global network of data scientists, and deep expertise in solving complex business problems.

Find out more

Medical Services

Experienced, responsive medical directors supporting you and our underwriters, while providing our underwriting manuals with the latest medical knowledge.  

Find out more

Digital Solutions

We help our clients create digital solutions across the insurance value chain.

Find out more

Featured Research

Mental Health

Mental Health

We believe there is more our industry can do to support people living with mental health conditions. Our passionate team of global experts is working to share their knowledge, challenge existing practices, and develop new solutions to help foster a more inclusive approach to mental health.

Read More

Behavioral Economics

Behavioral Economics

In a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, the Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference. 

Find Out More

Upcoming Underwriting Events & Training

Featured events, conferences, training & education.

Business School

Business School

Your partner for professional development in insurance.

Training courses for underwriters and claims assessors.

Our Publications

Featured Article

Accelerated Underwriting Market Survey

Sharing results from the Gen Re 2022 Individual Life Accelerated Underwriting Survey. Fifty-five U.S. Individual Life insurance carriers participated in the study. Read the survey highlights.

Breaking the Stigma – Fair Access to Insurance for People Living with HIV
On World AIDS Day we reflect on the advances in medicine, more effective and tolerable treatment options, and significant improvements in life expectancy and quality of life that have contributed to a greater social acceptance of HIV infection. We also provide an overview of the updates to our underwriting guidelines.
Annika Schilling
Group Medical EOI Underwriting – Key Takeaways From the U.S. Benchmarking Survey
A recent report from Gen Re’s U.S. Research Center focused on the staff companies have in place to process Evidence of Insurability applications, as well as the methods used to process them. Read about insurers’ top challenges facing Group Medical Underwriting Departments and other data points.
Joe Iannetti
Beat the Odds With a Healthy Heart – Medically and Financially
World Heart Day is a reminder to take care of your cardiovascular health. According to the World Heart Federation, cardiovascular disease is the number one killer in the world. Lifestyle and dietary habits is key to maintaining good cardiovascular health. However, underinsurance and an insurance protection gap is often a hidden threat.
Samuel Lim, Benedict Tan, Dr. Himanshu Bhatia
Beware of Demo Mode on Electrocardiogram Reports
Life and Disability underwriters need to be aware they may receive significant computer-generated fake data even though they are relying on the sources of the information they receive. Whether accidental, incompetence or fraud, here is something else for your radar.
Dr. Paul Higgins

We take an end-to-end approach to the service we provide. Whether you are looking for new insights into product development, access to leading underwriting tools and expertise, or assistance with a challenging claim, we have the people and tools to help directly or by way of training.

For further information, please contact Andres Webersinke.