Brenda is VP, Chief Underwriter for Individual Disability and Critical Illness. She has 35+ years of Individual Disability underwriting experience. Her expertise includes developing training and quality review programs to improve underwriting performance and risk selection, and she has also served as a high-level risk advisor for underwriting organizations. She has worked extensively with medical directors updating underwriting guidelines. She is a graduate of the University of Maine, where she received a B.S. in Business Administration. Brenda holds the HIA designation.