Details the U.S. regions hardest hit by hail, tornadoes, and wind events in 2023, examining the correlation between these events and the financial results of Mutual insurers in those regions. The current year might prove to be even more devastating than the last due to high temperatures and strong atmospheric jet streams.

To varying degrees, inflation poses a continuing threat to the insurance industry. Yet, multiple indicators suggest the industry remains robust, steady, and safe. While certain lines of business are under stress, none are currently impaired. Read more about inflation's impact on the industry.

Public attention is usually focused on catastrophes such as tropical storms and hurricanes, but more recently, smaller to mid-sized events – “secondary perils” – such as a severe convective storm, or floods and storm surge, seem more frequent. Learn more including some underwriting takeaways.

Taking a case to trial in the U.S. can be a nerve-racking endeavor for both the plaintiff and defendant. Neither side can predict with certainty how a jury of six to 12 strangers will rule. High-Low Agreements could be an opportunity to take some of the uncertainty out of the trial.