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Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage. 
Underwriting
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Industry Insights Manuals 2nd Look Events Knowledge Experts

You can rely on our competent advice, comprehensive services, and effective tools and resources to guide your risk management decisions. We’re here to support your long-term success.

Industry Insights

Facultative Underwriting

Facultative Underwriting

Expert Underwriting professionals provide unique solutions to complex cases, helping you improve placement rates and profitability.  

For Group Life clients, Gen Re offers a unique, proprietary approach to limited duration underwriting for Group EOI that allows offers on risks often declined by group carriers.

Behavioral Economics

Behavioral Economics Research

At a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, Behavioral Economics training is being made available to Gen Re clients at an important industry inflection point.

The Gen Re BE Academy

The Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference.

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Accelerated Underwriting

Accelerated Underwriting

Insurers are pulled in many directions, having to embrace innovative underwriting tools and approaches while evolving away from full underwriting. Many companies don’t have the time or resources to investigate all the latest data and technology options to see which is right for them. With so many new alternatives on the market and the fast-changing pace, it’s hard to know where to start. We can help.

Underwriting Tools

Manuals

Manuals

The Gen Re underwriting manuals provide our clients with reliable, up-to-date information to assess risks effectively. Creating and maintaining the manuals are a team of experts dedicated to constantly improving and further developing underwriting guidelines.

  • Our SOURCE underwriting manuals are dynamic risk assessment tools – available for the full range of risks relevant to Individual Life, Individual Disability, and Critical Illness underwriting
  • Custom-SOURCE is available for companies that want control over the content to reflect their own company-specific underwriting guidelines. Group Life clients enjoy customization on limited duration underwriting.
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Financial Guide

The Gen Re Financial Guide is a reference tool designed to assist with the financial underwriting process and includes key tax forms and schedules with important information highlighted and discussed.

Underwriting Program

Our traditional facultative and proprietary underwriting programs are meant to increase producer retention and reduce unplaced business.

2nd Look Program for Individual Life

Book more business with a unique life insurance sales opportunity to place cases you are losing. With 2nd Look, you can make an offer on cases that would otherwise be retired incomplete or postponed.

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2nd Look

Events

Our presentations at industry events support our goal of sharing knowledge with our clients. Here is a full listing of the upcoming industry events we will attend.

Events

Our Publications

Publication
Underwriting High Net Worth Foreign Nationals – Considerations for U.S. Life Insurance Companies
While High Net Worth Foreign Nationals may be very little of U.S. insurers’ in‑force Individual Life premium, there may be valuable business opportunities within this niche market. See our checklist for insurers with tips related to policy delivery, agents/producers, and underwriters.
Victor Roque, Nicole Conti February 12, 2024
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Publication
Ushering in a New Era of Cystic Fibrosis Management
It has long been thought that cystic fibrosis is a pediatric disorder but has become a chronic disease to be managed into adulthood. A “new era” in cystic fibrosis care has been announced, however concerns are that these striking innovations will not be available or affordable across all markets.
Dr. Chris Ball May 06, 2024
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Publication
Growing Concern Over the Rise in Early-Onset Cancers – An Underwriting Perspective
You have cancer – three words no one ever wants to hear but especially those individuals under the age of 50. Sadly, the incidence of early-onset cancer, those diagnosed between the ages of 18-49, is increasing in the U.S. and globally. Here’s a look at the trend.
Lindsay McPeak, Kim Sholtis May 02, 2024
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Publication
Cardiovascular Disease Deaths in Young Adults – A Tie to Substance Use?
While much has been written about life expectancy in the U.S. having hit a relative low point, it’s largely young and middle-aged adults most impacted by this decline. Multiple factors have contributed to the trend, with heart diseases playing a significant role. Here’s a look at some risk factors.
Dr. Jonah Fox April 18, 2024
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Publication
Showing Support by Understanding Autism and Its Impacts
Autism Spectrum Disorder (ASD) has a complex nature; individuals with the disorder can lead a fulfilling live, but it can also be debilitating, especially if the disorder is unaddressed. We explain how ASD is diagnosed and provide statistical findings on the prevalence of the disorder.
Benedict Tan, Gary Wong April 02, 2024
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Contact Us

Contact us to learn more about how we can help you.  

Individual Life

Medicare Supplement / Group Life

Individual Disability / Critical Illness / Accident

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Supporting the Industry