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Manuals Underwriting Engine Services Research Publications

Underwriting Manuals

Underwriting manuals play a vital role in managing risk for insurers and reinsurers alike. Gen Re’s underwriting manuals support underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

Underwriting Engine

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Our global expert underwriting system COMPASS is used by numerous companies and markets, processing more than 15,000 applications each day. COMPASS evaluates and underwrites Life and Disability applications. Depending on the product type, suggested underwriting actions include policy issue, request for additional information, referral to an underwriter or decline.

Our Services

Products

Our services include the design of new products, calculation of the respective rates, and support in the development of policy terms and conditions.

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Analytics

We have a global network of data scientists, and deep expertise in solving complex business problems.

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Medical Services

Experienced, responsive medical directors supporting you and our underwriters, while providing our underwriting manuals with the latest medical knowledge.  

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Digital Solutions

We help our clients create digital solutions across the insurance value chain.

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Featured Research

Mental Health

Mental Health

We believe there is more our industry can do to support people living with mental health conditions. Our passionate team of global experts is working to share their knowledge, challenge existing practices, and develop new solutions to help foster a more inclusive approach to mental health.

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Behavioral Economics

Behavioral Economics

In a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, the Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference. 

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Upcoming Underwriting Events & Training

Featured events, conferences, training & education.

Business School

Business School

Your partner for professional development in insurance.

Training courses for underwriters and claims assessors.

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Our Publications

Featured Article

New Mortality Assumptions for Pension Business in Spain

Longevity can be seen as a societal achievement, but it can also become a risk. Using the new 2nd Order Base Mortality Table (PER2020) for Spain, we look at these new mortality assumptions to better understand its implications for the insurance sector.

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Publication
How Is AI Being Used to Enhance Traditional Life Underwriting?
We discuss how life underwriting decisions predicted by an AI model can work with the traditional underwriting process, and how to balance efficiency and accuracy. We describe the benefits that life underwriting with AI can bring to insurers, as well as some of the challenges.
Dr. (Celia) Ying Zhang April 10, 2025
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Publication
Finding the Balance – Assessing Weight Changes in Underwriting
Unhealthy weight is an important parameter for risk assessment. We analyse different approaches for evaluating weight in relation to body mass index (BMI), illustrating how underwriters should assess weight changes in the health history of applicants and explain options for weight reduction.
Elena Dorando, Cheryl Agyei April 08, 2025
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Publication
Fasting – A Tradition Across Civilizations
We explore the role of fasting in religious practices and potential benefits in modern medical treatments for cancer therapy, chronic pain management, and hypertension. Research suggests that fasting may improve treatment effectiveness and reduce side effects, with promising implications for insurance risk assessment.
Manelle Sakhri-Schischkoff March 05, 2025
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Publication
Chronic Fatigue Syndrome – Challenges in Claims Assessment
Despite increased attention, chronic fatigue syndrome, which is complex and difficult to diagnose, often remains inadequately treated. Our article clarifies facts and myths, particularly with regard to diagnosis, therapy and occupational disability.
Johannes Schmidt February 27, 2025
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We take an end-to-end approach to the service we provide. Whether you are looking for new insights into product development, access to leading underwriting tools and expertise, or assistance with a challenging claim, we have the people and tools to help directly or by way of training.

For further information, please contact Andres Webersinke.