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Medical Services

Medical expertise on top of solid underwriting.

Medical Services

You can rely on our experienced, responsive medical directors. Our team supports Gen Re – and is here for you. 

Supporting Clients

Our medical team and underwriting team work together. The latest medical knowledge with underwriting experience benefits Gen Re clients. 

Facultative Underwriting

Gen Re provides unique solutions for our Fac-only and Automatic clients, helping you improve placement rates, profitability, producer retention, and producer recruiting. The forerunner in assessing elderly risks, Gen Re is a leader among facultative life underwriters. Our solutions include:

  • Increasing speed of the underwriting process
  • A unique approach to underwriter audits which can save significant time
  • Metric-driven automated workflow options to reward your best producers and retain a higher percentage of new producers
  • Customized underwriting requirements for producers
  • Benchmarking EKG requirements
  • Unique Financial Underwriting Requirement bundles
  • Application and Questionnaire design to improve mortality
  • Simplified Underwriting application and requirement design
Facultative Underwriting

Underwriting Manuals

The Gen Re underwriting manuals provide our clients with reliable, up-to-date information to assess risks effectively. Creating and maintaining the manuals are a team of experts dedicated to constantly improving and further developing underwriting guidelines. 

  • In the U.S., our SOURCE underwriting manuals are dynamic risk assessment tools – available for the full range of risks relevant to Individual Life, Individual Disability, and Critical Illness underwriting
  • Custom-SOURCE is available for companies that want control over the content to reflect their own company-specific underwriting guidelines. U.S. Group Life clients enjoy customization on limited duration underwriting.
  • Gen Re’s underwriting manual CLUE supports underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk. 

SOURCE

Our underwriting manuals are dynamic risk assessment tools – available for the full range of risks relevant to Individual Life, Individual Disability, and Critical Illness underwriting.

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Custom-SOURCE

This tool is available for companies that want control over the content to reflect their own company-specific underwriting guidelines. Group Life clients enjoy customization on limited duration underwriting.

CLUE

Gen Re’s underwriting manual CLUE supports underwriters by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

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Cardiovascular Disease Deaths in Young Adults – A Tie to Substance Use?
While much has been written about life expectancy in the U.S. having hit a relative low point, it’s largely young and middle-aged adults most impacted by this decline. Multiple factors have contributed to the trend, with heart diseases playing a significant role. Here’s a look at some risk factors.
Dr. Jonah Fox
Showing Support by Understanding Autism and Its Impacts
Autism Spectrum Disorder (ASD) has a complex nature; individuals with the disorder can lead a fulfilling live, but it can also be debilitating, especially if the disorder is unaddressed. We explain how ASD is diagnosed and provide statistical findings on the prevalence of the disorder.
Benedict Tan, Gary Wong
Where Soul Meets Body – The Link Between Somatic and Psychiatric Health
What is today’s understanding of the mind-body connection? We give various examples of the mind-body connection, describe the impact of psychiatric diagnoses on the body, and provide information on the implications for underwriting.
Annika Luckmann
Rate & Risk Management Lessons for U.S. Group Term Life Carriers
Gen Re’s latest U.S. Rate & Risk Management survey covered underwriting, pricing, and claims management for both employer- and employee-paid Group Life and AD&D. The study includes a wealth of manual rate and pricing data. Here’s a sampling of those findings.
Jena Breece

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