By using this site, you agree at all times during your use of this site to abide by these terms of use and any additions or amendments to these terms. Please read the terms of use carefully. General Re Corporation reserves the right in its sole and absolute discretion, to change, modify, add, or remove portions of these terms at any time. In addition, when using this site or a service of this site, you will be subject to any posted guidelines, rules or policies for the service. Those guidelines, rules and policies, whether now existing or adopted in the future, are incorporated by reference into these terms of use.

Proprietary Rights

General Re Corporation (hereinafter “Gen Re” “us” or “we”) maintains this site as a service to the Internet community. The design of this site, and information contained within are the property of Gen Re and protected by copyright, trademark and other intellectual property and proprietary rights. The selection, arrangement and design of the entire contents of this Internet site, as well as the original contents herein, are the property of Gen Re. General Re®, Gen Re®, the light design, and taglines such as The Difference is…the Quality of the Promise®, The People Behind the Promise® and Putting Our Expertise Online®, as well as the names of other Gen Re companies and services referenced herein are either service marks or registered service marks of General Re Corporation or General Reinsurance AG. Other product and company names mentioned herein might be the trademarks or service marks of their respective owners.

This site may be viewed and its contents downloaded by you for your own personal non-commercial use or your company's use. You must keep intact all copyright and other proprietary notices. The site and its contents may not be displayed, modified, transmitted, reproduced, copied, licensed, sold, broadcast, published, re-published or distributed in whole or in part in any manner without the prior written consent of Gen Re.

Copyright Complaints

Gen Re respects the intellectual property of others, and we ask our users and visitors to do the same. Gen Re may, in appropriate circumstances and at its discretion, terminate access to a user or visitor who infringes the intellectual property rights of others. If you believe that your work has been copied and is accessible on the Gen Re site in a way that constitutes copyright infringement, please notify Gen Re by providing its Copyright Agent with the following information:

  1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  2. A description of the copyrighted work that you claim has been infringed;
  3. A description of where the material that you claim is infringing is located on the Gen Re site;
  4. Your address, telephone number, and email address;
  5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  6. A statement by you made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Christopher R. Bello
By Mail: General Reinsurance Corporation
120 Long Ridge Road, Stamford, Connecticut 06902, USA
By Phone: +1 203 328 6002
By Email: cbello@genre.com

Disclaimer

This site has been established for the benefit of Gen Re and for our clients, including a registered client user of one of Gen Re's Extranets. If you are a registered Extranet user, you may also have the ability to perform certain functions via the site, including but not limited to, submitting risks to Gen Re, getting rating information and rating models from Gen Re, submitting loss memorandum, viewing and reconciling billing accounts online, and through the Facultative Billing application, paying confirmed amounts. GEN RE DISCLAIMS THE ACCURACY AND COMPLETENESS OF THE FACULTATIVE BILLING STATEMENTS AND THE PROGRAM CONNECT RATING TOOL. Gen Re has the ability to respond with quotes to such submissions, and registered users, who have agreed to all the terms and conditions of use, have the ability to accept such quotes to bind reinsurance coverage.

Gen Re will use reasonable efforts to respond to submissions from registered users of Gen Re within one business day, but may take longer due to circumstances beyond its control. Gen Re does not undertake to respond to any submissions or requests from visitors who are not clients of Gen Re, or from certain countries with which trade is prohibited under the laws of the United States, Germany or other European Union countries. We will not accept submissions from potential insureds, insurance brokers or agents, or insurance or reinsurance intermediaries. There is no promise or undertaking by Gen Re that it will quote a risk or reinsure any risk submitted through this site. By using this site, you acknowledge that it has been provided for the convenience of Gen Re. Gen Re reserves the right to refuse to underwrite or refuse to reinsure any risk submitted through the site, or through one of the Gen Re Extranets, including Program Connect and Gen Re Connect.

Gen Re may (but is not obligated to) enable users to submit risks to e-mail addresses other than those within the genre.com domain, but GEN RE EXPLICITLY DISCLAIMS RESPONSIBILITY FOR ANY FAILURE OF THE TRANSMISSION TO REACH ITS INTENDED RECIPIENT OR FROM ANY RESULT OF SUCH FAILURE. Gen Re also notifies users that it may not inform the registered user of the results of the attempted transmission or failure thereof through the Internet. Gen Re may discontinue this feature in its sole and absolute discretion.

WE WILL USE REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION, BUT MAKE NO WARRANTIES OR REPRESENTATIONS AS TO ITS ACCURACY, RELIABILITY AND COMPLETENESS OF THE INFORMATION PROVIDED HERE BY GEN RE. WE SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING OUT OF YOUR ACCESS, OR INABILITY TO ACCESS THIS SITE OR OTHER SITES OWNED OR CONTROLLED BY GEN RE OR YOUR RELIANCE ON THE INFORMATION ON THIS SITE OR FOR THE LOSS, CORRUPTION, OR MISDIRECTION OF ANY DATA OR INFORMATION THAT YOU PROVIDE TO US. The products and services descriptions included are for the sole purpose of providing a general reference tool concerning the nature and type of products and services available from the Gen Re group of companies. The descriptions are not intended to be relied upon by users or by potential users. The descriptions of policy and contract provisions in this web site provide a broad overview of coverages only. All coverages are subject to conditions, coverage limits, limits of liability, limitations and exclusions as contained in the policy or contract. See the policy or contract itself for an exact description of the coverage provided and if you are interested in a particular product or service, please contact your Gen Re representative. WE ALSO DISCLAIM ALL LIABILITY FOR ANY COMPUTER VIRUSES OR OTHER DISABLING COMPUTER CODE THAT MAY BE LOADED INTO YOUR COMPUTERS WHEN YOU DOWNLOAD DOCUMENTS FROM THIS WEB SITE. GEN RE PROVIDES ACCESS TO TOOLS, INCLUDING DOWNLOADABLE TOOLS, BUT DOES NOT GUARANTEE THEIR SUITABILITY FOR ANY TASK, THEIR ACCURACY, RELIABILITY OR USEFULNESS, OR THEIR FUNCTIONALITY TO WORK ON THE USER'S COMPUTER. Users of this site are advised to obtain and use appropriate anti-virus and security software. The access provided to the tools does not include any proprietary rights in the tools. The rights to any such tools shall at all times be retained by Gen Re or its licensors. ALTHOUGH GEN RE WILL NOT KNOWINGLY INFRINGE THE RIGHTS OF THIRD PARTIES, IT MAKES NO REPRESENTATION OR WARRANTY THAT THE TOOLS PROVIDED DO NOT INFRINGE THE RIGHTS OF OTHERS.

Clicking on certain links within this website will let you leave the site. The linked sites are not under the control of Gen Re, and Gen Re is not responsible for the contents of any linked site or any link contained in a linked site. Gen Re is providing these links to you only as a convenience, and inclusion of any link does not imply endorsement by us of a linked site. Gen Re is under no obligation to maintain any link and may remove a link at any time in its sole discretion for any reason whatsoever.

Posting to the Site

From time to time, Gen Re may, but is not obligated to, host a corporate blog site for postings and discussions. Gen Re may require you to subscribe to post to the blog. By subscribing to the blog, and in consideration of your use of the blog, you agree to comply with all the terms of use in the legal statement on the blog site.

Security

We cannot provide any assurance of privacy over a network that is not a secure network or over a network that we do not control. The Internet is not a secure network and, aside from our own servers, not within our control. However, Gen Re will collect and store personal details and risk submissions using the Secure Sockets Layer (SSL) / Transport Layer Security (TLS) protocol, a secure communication protocol to help safeguard the information you provide while interacting with you. This encrypts your information so a third party cannot easily read the information while in transit.

Electronic Message and E-Mail Security – Messages traveling through the Internet using your Internet provider's e-mail process are subject to viewing, alteration and copying. We are not responsible for the security or confidentiality of communications you send to Gen Re through the Internet using the e-mail process.

Termination

These terms of use are effective until terminated by either party. You may terminate your registration by discontinuing use of this site and destroying any materials obtained from this site. Gen Re may terminate this agreement at any time without notice, and remove and discard the site or any content within the site, for any reason, including, without limitation, for lack of use. Gen Re may terminate your registration and use of this site if it believes that you have violated or acted inconsistently with the letter or spirit of the terms of use. Gen Re may also discontinue providing this site and service at any time, with or without notice.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND THAT UNDER NO CIRCUMSTANCES SHALL GEN RE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS SITE, EVEN IF GENRE OR A GENRE AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS INCLUDES ANY STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE.

SINCE SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL GENRE'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION EXCEED ONE HUNDRED DOLLARS U.S.

Interpretation

The terms and conditions of use in this statement are intended as guidelines and are not meant to be exhaustive. Generally, conduct that violates law, regulation, or the accepted standards of the Internet community, whether or not expressly mentioned in this statement, is prohibited. Gen Re reserves the right at all times to prohibit activities that damage its commercial reputation and goodwill or the commercial reputation and good will of its vendors and clients. We may modify the terms and conditions of this statement at any time. We may add, delete, or modify any provision of this statement at any time without notice. We may take whatever action we deem appropriate, including (among other things) investigating allegations of improper activities, making reports to law enforcement authorities or terminating service to you, if we believe that there has been a violation of the terms and conditions of this statement or a breach of our agreement with you.

Choice of Law and Jurisdiction

These terms of use will be governed by and construed in accordance with the laws of the United States and the State of Connecticut, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in the state or federal courts located in Connecticut, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.

Last Updated: May 26, 2011