Disability Income

We work with Disability Income insurers to develop the right risk transfer program that best supports a profitable business and sustainable results. Through traditional excess or quota share arrangements, we can customize a program to meet specific risk management needs for:

  • Non-Cancelable
  • Guarantee Issue
  • Disability Income Riders


Reinsurance clients benefit from our traditional, multi-life and guaranteed standard issue underwriting expertise, allowing you to place and issue as much quality business as possible while protecting you from undue risk. Support is given on day-to-day account activities as well as strategic consultation, risk management and claim services, market research and other resources that meet your company’s unique requirements.

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Steve Woods

Head of Group & Health, L&H Portland

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