TOP

Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage.

Underwriting

Underwriting Manual

Underwriting manuals play a vital role in managing risk for insurers and reinsurers alike. Gen Re’s underwriting manuals support underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

Underwriting Engine

Our global expert underwriting system COMPASS is used by numerous companies and markets, processing more than 15,000 applications each day. COMPASS evaluates and underwrites Life and Disability applications. Depending on the product type, suggested underwriting actions include policy issue, request for additional information, referral to an underwriter or decline.

Our Services

Products

Our services include the design of new products, calculation of the respective rates, and development of policy terms and conditions.

Find out more

Medical Services

Our medical team supports Gen Re – and is here for you.

Find out more

Data Analytics

Monitoring and analysis of industry-wide data pools.

Find out more

FacWorld

Our extranet platform for the transmission of underwriting/claims documents and actuarial data such as portfolio or accounting data.

Find out more

Featured Research

Mental Health

Mental Health

We believe there is more our industry can do to support people living with mental health conditions. Our passionate team of global experts is working to share their knowledge, challenge existing practices, and develop new solutions to help foster a more inclusive approach to mental health.

Read More

Behavioral Economics

Behavioral Economics

In a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, the Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference.

Find Out More

Upcoming Underwriting Events & Training

Featured events, conferences, training & education.

Events

Business School

Your partner for professional development in insurance.

Training courses for underwriters and claims assessors.

Our Publications

Featured Article

New Mortality Assumptions for Pension Business in Spain

Longevity can be seen as a societal achievement, but it can also become a risk. Using the new 2nd Order Base Mortality Table (PER2020) for Spain, we look at these new mortality assumptions to better understand its implications for the insurance sector.

Cardiovascular Disease Deaths in Young Adults – A Tie to Substance Use?
While much has been written about life expectancy in the U.S. having hit a relative low point, it’s largely young and middle-aged adults most impacted by this decline. Multiple factors have contributed to the trend, with heart diseases playing a significant role. Here’s a look at some risk factors.
Dr. Jonah Fox
Showing Support by Understanding Autism and Its Impacts
Autism Spectrum Disorder (ASD) has a complex nature; individuals with the disorder can lead a fulfilling live, but it can also be debilitating, especially if the disorder is unaddressed. We explain how ASD is diagnosed and provide statistical findings on the prevalence of the disorder.
Benedict Tan, Gary Wong
Where Soul Meets Body – The Link Between Somatic and Psychiatric Health
What is today’s understanding of the mind-body connection? We give various examples of the mind-body connection, describe the impact of psychiatric diagnoses on the body, and provide information on the implications for underwriting.
Annika Luckmann
Rate & Risk Management Lessons for U.S. Group Term Life Carriers
Gen Re’s latest U.S. Rate & Risk Management survey covered underwriting, pricing, and claims management for both employer- and employee-paid Group Life and AD&D. The study includes a wealth of manual rate and pricing data. Here’s a sampling of those findings.
Jena Breece

 

We take an end-to-end approach to the service we provide. Whether you are looking for new insights into product development, access to leading underwriting tools and expertise, or assistance with a challenging claim, we have the people and tools to help directly or by way of training.

For further information, please contact Andres Webersinke.