The Gen Re Perspective

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  • PFAS与微塑料——下一个“有毒物质侵权”争议点?

    By Tim Fletcher | Jan 15, 2021 | Chinese | English

    多年来,Gen Re一直坚持出版《污染保险保障裁定和地图》,向客户通报有关绝对污染除外责任、自有财产除外责任和其他相关主题,如保险保障触发、在途损失辩护,以及清理费用是否构成商业综合责任(CGL)保单下的可赔偿损失的最新动态。 在2020年更新该出版物的过程中,我们清晰地发现,变化的速度仍然相对缓慢,判例法保持相对稳定。各个州对绝对污染除外责任(APE)的解释仍然各不相同,很少有新的先例判决。 虽然有关某些常见毒素——如含铅涂料、多氯联苯和环境溶剂——的判例法已基本成熟,但另外两种污染物却会对整个社会,...

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  • PFAS and Microplastics - The Next “Toxic Torts” on the Horizon?

    By Tim Fletcher | Dec 15, 2020 | English | Chinese

    For a number of years, Gen Re has maintained “Pollution Coverage Rulings & Maps,” a publication to inform clients of developments regarding the absolute pollution exclusion, the owned property exclusion and other related topics, such as coverage trigger,...

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  • Wisconsin Requires Coverage for Food Delivery Services - What Does This Mean for the Insurance Industry?

    By Tim Fletcher | Mar 30, 2020 | English

    In what could be a sign of a growing trend, last Monday the Wisconsin Office of the Commissioner of Insurance (OCI) issued an order that prohibits insurers from denying a claim solely because the insured was delivering food for a restaurant closed because...

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  • E-Cigarettes and Vaping - The Growing Hazardous Plume for P/C Insurers

    By Tim Fletcher | Sep 25, 2019 | English

    Recent headlines are sobering: At least 530 confirmed and probable cases of vaping-related illness in 38 states and the U.S. Virgin Islands, with seven deaths. While relatively small numbers at present, a huge pool of potential victims exists within the...

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