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U.S. Population Shift - De-Urbanization and What It Means to Insurers
By Lonnie Van Houten Mar 25, 2021 English
We are now more than a year into the COVID‑19 pandemic, and social distancing, masks and hand sanitizers are still the norm. Many workers, such as those in the service and hospitality industries, don’t have the luxury of working remotely, causing significant...
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If Business Interruption Is the Tip of the COVID-19 Iceberg, Are Professional Liability Claims Waiting Below?
By Jeff Markowski Mar 16, 2021 English
Early COVID‑19 lawsuits are being dominated by insurance claims for Business Interruption coverage, workplace safety and civil rights actions. Are these cases just the tip of the iceberg? Thus far we’re not seeing the same inundation of cases for General...
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Maintaining Accurate Property Valuations Requires Renewed Focus in a COVID World
By James Kenworthy and Shannon Dowd Mar 10, 2021 English
Currently a lot of attention is focused on movement in rates. However, that is only half the story: determining the correct insured value is vital. As any Property underwriter will tell you, the basic building blocks for determining an appropriate premium...
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Series: Underwriting Focus
A New Disease – Underwriting Without Evidence
Issue: Mar 02, 2021
Life EnglishIn a regular situation, underwriting follows evidence-based principles. But what about assessing rare or new diseases for which only a little evidence exists? Handling such diseases in underwriting will be discussed in the following article.
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