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The Impact of Vaping on Life Insurance Risk [Part 3 of series]
By Dr. Thomas Ashley Jul 21, 2020 English
Putting together the health effects of nicotine and the chemical components of regular commercial e-cigarette inhalants leads to a conclusion that the risk is small but not trivial. Given that we need a long-term assessment, yet have only short-term experience,...
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Changes in Cancer Classification - How Do They Impact Critical Illness Insurance?
By Tim Eppert Jul 14, 2020 English
What is a cancer - and what is not? While the answer to this question is obvious in many cases, it is not always straightforward. A disease is deemed as malignant or cancerous when there is an uncontrolled growth of cells that is invasive, i.e., the cells...
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Health Consequences of E-Cigarettes [Part 2 of series]
By Dr. Thomas Ashley Jul 08, 2020 English
In my first blog in my series on vaping, I described the characteristics of the large, global vaping population. Life insurers care most about the health consequences of e-cigarettes. This segment will touch on several aspects of this concern. The common...
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The Demographics of E-Cigarette Users
By Dr. Thomas Ashley Jul 01, 2020 English
The use of e-cigarettes and vaping continues to be a novel phenomena affecting our business. Vaping is the use of an inhalant apparatus to deliver nicotine without combustion of tobacco products, also known as electronic nicotine delivery systems, or...
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