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ISO’s Cyber Incident Exclusion Endorsements - A Solution for the Silent Cyber in Commercial Property Forms?
By Christine Unger Oct 27, 2020 English
When the ISO Commercial Property and the ISO Businessowners forms were initially written, the authors did not contemplate the types of cyber risks that could affect Property coverages today. Commercial Property policies cover “direct physical loss of...
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Series: Insurance IssuesSocial Inflation in the U.S. – An issue for European Insurers?
Issue: Sep 30, 2020 General Liability English
For some time now, "social inflation” has been in the news in connection with the U.S. Motor and General Liability insurance market. This article describes what's behind the term and explores whether this dynamic also affects European insurers with business...
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Quantifying Social Inflation - Jury Awards, Income Inequality and the Bronx Jury Hypothesis
By Christopher Mackeprang Sep 24, 2020 English
Social inflation has been affecting the bottom lines of Liability insurers for a few years, but unfortunately it is a vague term that can manifest itself in a wide variety of ways. Most definitions include elements of attorney tactics, jury behavior,...
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What Does the U.S. Supreme Court’s Recent LGBTQ+ Ruling Mean for Businesses and EPLI?
By Jill Tumney and Mindy Pollack Aug 04, 2020 English
The short answer is that the recent Bostock v. Clayton County, Georgia ruling protecting LBGTQ+ employees from sex discrimination will mean more claims and compliance for both employers and EPLI carriers as a whole. But what businesses and insurers will...
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