The Gen Re Perspective

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  • Critical Illness Insurance Fast Facts [Infographic]

    By Steve Rowley | Oct 19, 2015 | English

    From time to time we’re asked why an individual should buy Critical Illness insurance. After all, isn’t that why we have health insurance? The unfortunate fact is that few (if any) of us have the comprehensive, low deductible or co-pay plans that were...

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  • Critical Illness Experience Studies

    By Steve Rowley | Dec 21, 2013 | English

    Once an insurance product is developed and sold, the next challenge is maintaining profitability while remaining competitive and relevant to the needs of the market. As a comparative newcomer to the U.S. life insurance industry, Critical Illness products...

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  • Individual Critical Illness Application Development

    By Steve Rowley | Nov 04, 2013 | English

    An application for insurance is one of the most critical risk management tools available to an insurer. In the case of Critical Illness insurance, it is sometimes the only tool available for risk selection and usually the only document incorporated...

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  • Critical Illness Valuation

    By Steve Rowley | Sep 12, 2013 | English

    Once a Critical Illness product is developed and sold, insurers are required to complete valuation studies regularly to determine if their pricing assumptions are being met and if the product is sufficiently funded to pay all future claims. For this blog...

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