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Series: Surveys
Uninsured and Underinsured Motorist Liability Laws Survey
Issue: Nov 01, 2019 Auto/Motor English
Content as of November 2019 – This Gen Re laws survey provides a review of U.S. state UM/UIM laws on limits, stacking, trigger, offset and umbrella coverage. Includes pending state proposals that could alter laws later in the year.
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Indications Point to Rising Personal Umbrella Losses - What About Your Book?
By Karen Tuomi Oct 14, 2019 English
Several major companies have increased Personal Umbrella rates in 2019. While this is not unprecedented, the amount of the increases and indications within the filings are worth noting. All the data we reference was found in recent public insurance department...
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Series: Auto Alert
UM/UIM Updated Law Survey for Third Quarter 2017
Issue: Dec 07, 2017 Auto/Motor, Commercial Umbrella English
Following a seven-year decline from its high of 14.3% in 2003, the U.S. uninsured motorist (UM) rate increased from 12.3% to 13.0% between 2010 and 2015. While some states with chronically high UM rates showed improvement, the number of states with increasing...
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Series: Auto Alert
UM/UIM Updated Law Survey for Second Quarter 2017
Issue: Jun 15, 2017 Auto/Motor, Commercial Umbrella English
Maryland has enacted changes to the underinsured motorist law to create a new Enhanced Underinsured Motorist insurance ("EUIM") coverage option. The new law will allow the Insured to purchase additional underinsured motorist coverage without a reduction...
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