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E-Cigarettes and Vaping - The Growing Hazardous Plume for P/C Insurers
By Tim Fletcher Sep 25, 2019 English
Recent headlines are sobering: At least 530 confirmed and probable cases of vaping-related illness in 38 states and the U.S. Virgin Islands, with seven deaths. While relatively small numbers at present, a huge pool of potential victims exists within the...
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Beyond Dram Shop Exposures - 7 Additional Liability Considerations for Craft Alcohol Business
By Maria Slowinski Aug 12, 2019 English
When restaurant or bar operations are considered for insurance, we automatically think about fires, liquor liability and workers' compensation. That is a tried and true start. But underwriters beware! Breweries, wineries and distilleries present additional...
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Insuring Liquor Liability – Knowing the Rules of the Road
By Laura Allison and Jeff Markowski Jan 16, 2019 English
Are you keeping up with the changes in liquor liability laws? It seems that as one state tightens those laws, another state opens the door to more claims. Do these developments matter in the grand scheme of things? Yes, they sometimes do. A few laws can...
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U.S. Washington State Supreme Court Creates a Roadmap for Circumventing Pollution Exclusions
By Charlie Kingdollar Sep 06, 2017 English
The Washington state supreme court set a new course when it held that the "efficient proximate cause doctrine," which has been an issue in property coverage cases, can also be applied to liability policies. This ruling opens the door to coverage of certain...
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