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COVID-19 Crisis - Forecast for UK Income Protection Market to Remain Cloudy
By Joan Coverson Dec 03, 2020 English
The Income Protection (IP) market should brace itself for more COVID-19-related claims, as the second wave of the pandemic continues to unfold and the government’s job retention schemes gradually unwind. An indication of the profound uncertainty that...
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Series: Underwriting Focus
Recovery Impossible? Mental Illness and the Ability to Work
Issue: Aug 11, 2020
Life EnglishIs it right to assume that someone who has experienced mental illness in the past has a higher risk of becoming unable to work in the future? We challenge some of the myths surrounding mental health, employment and Disability cover.
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The Impact of Vaping on Life Insurance Risk [Part 3 of series]
By Dr. Thomas Ashley Jul 21, 2020 English
Putting together the health effects of nicotine and the chemical components of regular commercial e-cigarette inhalants leads to a conclusion that the risk is small but not trivial. Given that we need a long-term assessment, yet have only short-term experience,...
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Group Term Life Carriers Brace for Change
By Mike Fullerton Jul 16, 2020 English
For nearly two decades, Gen Re has been tracking results for the Group Term Life (GTL) industry. We’ve seen various impacts on the marketplace, from mergers, acquisitions and subsequent growth to serious economic downturns. However, these past experiences...
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