Contributors

Karen Tuomi
Property/Casualty Treaty Account Underwriter, Hartford

Karen Tuomi is a Vice President and Treaty Account Underwriter with The Mutual Practice. Karen focuses on Umbrella and Casualty business, and is based in our Hartford office. She's been with Gen Re for more than 20 years, and previously worked for our Casualty Facultative Atlanta and Hartford branches.
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How Virtual Currency and Millennials, Among Other Factors, Are Influencing ISO’s 2022 Homeowners Forms
By Karen Tuomi and Christine Unger Feb 23, 2022 English
Homeowners insurers take note: After more than a decade, ISO is updating its Homeowners forms with a proposed effective date of March 1, 2022. The newly updated forms will clarify intent; respond to legal, technological and societal changes; and seek...
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UBI - The New MVR?
By Brian Monahan and Karen Tuomi Oct 08, 2020 English
If I drive my vehicle half as much as last year and expect to continue doing so, does it make sense for me to pay just 15% less for my auto insurance? Does this mean my insurance company was taking advantage of me last year? Are they now? Considerations...
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Indications Point to Rising Personal Umbrella Losses - What About Your Book?
By Karen Tuomi Oct 14, 2019 English
Several major companies have increased Personal Umbrella rates in 2019. While this is not unprecedented, the amount of the increases and indications within the filings are worth noting. All the data we reference was found in recent public insurance department...
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