Our Perspective
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Genetic Testing Put Under the Microscope
By Dr. John O’Brien August 13, 2019 English Français
Genetic testing is becoming more accessible and commonplace, with new genetic links to diseases regularly being identified. However, the many constraints on the use of predictive genetic tests in insurance means that the easy availability of direct...
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Medical Advances and Reality Checks for Underwriters
By Annika Schilling August 06, 2019 English Français Deutsch
Earlier this year researchers at Heidelberg University Hospital announced the development of a blood test that can detect breast cancer cells in patients - with higher accuracy than mammography. Around the same time it was reported that a second and...
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Understanding Mortality - Lessons From Older Ages
By Jean-Marc Fix July 31, 2019 English
Mercifully, death happens only once to each of us. Nonetheless as I look at my Facebook feed, I can’t help but notice that death and disease are taking more and more space, surpassing news about weddings and births. You might say aging is an unfortunate,...
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Genetic Testing - A Blessing or a Curse?
By Annika Schilling July 09, 2019 English
The rise of genetic testing in recent years is fueling a debate in insurance circles over the potential risks versus benefits posed by the readily available genetic information. Insurers, physicians and consumer protection organizations all have strong...
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Mortality and Morbidity at the End of Life’s Road
By Jean-Marc Fix June 20, 2019 English
How long will I live? It’s a question that humans have pondered since the dawn of time. From palmistry to the latest health fads, we have found more or less satisfactory answers. Those of us in the Life industry, as students of mortality, are...
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Can Suicide Risk Be Significantly Influenced by Underwriting?
By Dr. Chris Ball June 06, 2019 English Español
Suicide often leaves the bereaved with more questions than answers. Many will find it difficult to ever understand why such a drastic step was taken. The risk factors for suicide traditionally considered by life insurance underwriters are highly influenced...
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