Blog | Gen Re

Our Perspective

Individual Disability in the U.S. - Behind the Numbers

By Steve Woods |July 28, 2020|English

Gen Re recently released the results of our annual U.S. Individual Disability Market Survey. Overall, 2019 was not a great year from a sales perspective; however, if you look beyond the sales numbers there were some very positive results in certain...
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Riots and Civil Commotion - Disquieting Times Ahead

By Tim Fletcher |July 23, 2020|English

There existed an eerie and historical sense of déjà vu as riots broke out in Minneapolis, Atlanta, New York, Los Angeles and other cities around the country in late May and early June. Images of burning buildings, looting and vandalism...
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The Impact of Vaping on Life Insurance Risk [Part 3 of series]

By Dr. Thomas Ashley |July 21, 2020|English

Putting together the health effects of nicotine and the chemical components of regular commercial e-cigarette inhalants leads to a conclusion that the risk is small but not trivial. Given that we need a long-term assessment, yet have only short-term...
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When Catastrophes and COVID-19 Collide - Adjusting Your Insurance Claim Adjustment Plans

By Sue Stein |July 17, 2020|English

After wildfires and earthquakes during the past quarter, insurers faced the challenge of adjusting property claims in COVID-19 conditions. While these events were significant, how will insurers respond when a major hurricane, tornado or megafire arrives? In...
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Group Term Life Carriers Brace for Change

By Mike Fullerton |July 16, 2020|English

For nearly two decades, Gen Re has been tracking results for the Group Term Life (GTL) industry. We’ve seen various impacts on the marketplace, from mergers, acquisitions and subsequent growth to serious economic downturns. However, these past...
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Changes in Cancer Classification - How Do They Impact Critical Illness Insurance?

By Tim Eppert |July 14, 2020|English | Français

What is a cancer - and what is not? While the answer to this question is obvious in many cases, it is not always straightforward. A disease is deemed as malignant or cancerous when there is an uncontrolled growth of cells that is invasive, i.e., the...
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