Our Perspective
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Green Alternative to Traditional Drywalls Blamed for Millions of Losses in Denmark
By Yves Marquard November 03, 2015English
Magnesium oxide (MgO) mixed into cement to create thin panels, known as MgO boards, have emerged as the greener alternative to traditional drywalls in recent years. While they are not organic, tests show that MgO boards are not damaged by water; they...
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Cloudburst in Denmark - Just Another Tail Event?
By Jan HøjgaardOctober 22, 2015English
One of the main purposes of a reinsurer is to cover tail events, characterized by high volatility and low frequency. Some tail events, such as the occasional large industrial loss, are predictable, while others present an opportunity for learning new...
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E&S Underwriters Are Putting Their Faith in Fac Reinsurance
By Steve Eilers October 21, 2015English
While recently attending the National Association of Surplus Lines Offices (NAPSLO) annual convention in San Diego, I was asked for my views on the property facultative market in the context of the E&S sector. This is an interesting time for fac...
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How Aging Dams Are Storing Up Trouble
By Tim Pappas October 15, 2015English
Dams are a vital part of our national infrastructure in the United States. Dams provide trillions of gallons of water for drinking, as well as for irrigation and industrial use; they also play a vital role in flood control, supplying hydroelectric power,...
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Crab Legs and Extensions of Coverage
By John HarmonayOctober 08, 2015English
In 2003 the Red Lobster seafood restaurant advertised “all you can eat” snow crab Legs. For about $20, diners were able to treat themselves to endless portions of snow crab legs. The promotion was an overwhelming success with patrons, and...
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The Truth About Earthquake Losses
By Claire Abel October 06, 2015English
Underwriting fire risk is relatively routine for property underwriters. We’re comfortable setting an estimated maximum loss for fire damage, and we’re confident that we have enough data to determine reasonable loss costs. We can also set...
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