Our Perspective
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The Insurance Contracts Bill - Significant Change for Contracts Written in the London Market
By Geoff PiggotNovember 18, 2014English
Since 2006, the Law Commission of England & Wales and the Scottish Law Commission have been undertaking a project to reform insurance contract law. The objective is to bring about a modern legal regime fit for the 21st century; the current one dates...
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How To Make Experience Count for Something
By Mo TookerNovember 17, 2014English
I talked about "snap and stick behavior" in my last blog post: how the decision making process can be wrecked by participants not taking on board the multiple perspectives available to them. I also explained the way Gen Re’s people are...
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Identifying Millennials’ Attitudes and Behaviors [Infographic]
By Marissa ValenteNovember 11, 2014English Français
Millennials are all around you and they're important to your business. Also known as Generation Y, millennials include anyone born roughly between 1980 and 2000. With 80 million members, this generation of young people is the largest in the history...
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3 Ways To Combat Compression When Buying Non-Proportional Facultative
By Oscar Edelsvärd November 06, 2014English
I received a call last week from an underwriter who wanted to use non-proportional facultative on a risk where he had a need for extra capacity. He knew that it was an ideal risk for non-proportional Fac - the values were high and the PML/EML was less...
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How To Break the Snap and Stick Routine and Thrive in a World of Gray
By Mo TookerOctober 23, 2014English
In my last blog discussing Gen Re’s work on decision biases, I shared how something called the fundamental attribution error inclines us to overweight the contribution that individual attitude and skill makes to our performance and underweight...
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Time To Get to Grips With ORSA
By Janice EnglesbeOctober 16, 2014English
The effective date of the National Association of Insurance Commissioners’ (NAIC) Risk Management and ORSA model Act, January 1, 2015, is getting closer. As the name suggests, the Own Risk Solvency Assessment (ORSA) is an internal process whereby...
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