Our Perspective
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Identifying Millennials’ Attitudes and Behaviors [Infographic]
By Marissa ValenteNovember 11, 2014English Français
Millennials are all around you and they're important to your business. Also known as Generation Y, millennials include anyone born roughly between 1980 and 2000. With 80 million members, this generation of young people is the largest in the history...
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3 Ways To Combat Compression When Buying Non-Proportional Facultative
By Oscar Edelsvärd November 06, 2014English
I received a call last week from an underwriter who wanted to use non-proportional facultative on a risk where he had a need for extra capacity. He knew that it was an ideal risk for non-proportional Fac - the values were high and the PML/EML was less...
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How To Break the Snap and Stick Routine and Thrive in a World of Gray
By Mo TookerOctober 23, 2014English
In my last blog discussing Gen Re’s work on decision biases, I shared how something called the fundamental attribution error inclines us to overweight the contribution that individual attitude and skill makes to our performance and underweight...
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Time To Get to Grips With ORSA
By Janice EnglesbeOctober 16, 2014English
The effective date of the National Association of Insurance Commissioners’ (NAIC) Risk Management and ORSA model Act, January 1, 2015, is getting closer. As the name suggests, the Own Risk Solvency Assessment (ORSA) is an internal process whereby...
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Exploring the Subconscious and Habits: This Is Insurance, Right?
By Mo TookerOctober 09, 2014English
As I shared in my earlier introductory blog, Gen Re is on a journey to explore the influence of biases in the decision making process, especially where it relates to underwriting. Like you, I’m an insurance decision maker - I’m not a neuroscientist....
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Rating Agencies Getting More Interested in Emerging Issues
By Charlie Kingdollar October 02, 2014English
Emerging Issues that can impact the Property/Casualty insurance industry can arise from a variety of circumstances including: - Scientific, technological and medical advances - Judicial decisions abrogating policy coverage defenses -...
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