Blog | Gen Re

Our Perspective

Do Health Apps Threaten the Privacy of Sensitive Data?

By Ross Campbell |March 20, 2017|English

The growing use of smartphone apps and wearable devices to generate personal health and lifestyle data poses a dilemma for privacy. While individuals have much to gain using apps to help them manage ongoing health concerns, including better understanding...
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Exercise and Mortality - How Many Steps Translate Into Longer Life?

By Ross Campbell |March 06, 2017|English

Fitness trackers can be a convenient way to monitor the number of steps taken every day. Some insurers have even started using them as a proxy for good health, selling life cover to people who are already fit and who track their steps. They may even...
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How the Environment Will Change for Life Insurers - And Ways to Cope

By Jules Constantinou |February 21, 2017|English

The life insurance business might be seen as a steadfast boulder awash in a fast-flowing stream of change, yet the Greek philosopher Socrates taught us that the secret of change is to focus energy on building the new and not fighting the old. Indeed,...
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Trends in Life Insurance - How Can the Industry Stay Fit for the Future?

By Peter Temple |January 09, 2017|English

Life insurers are facing a new world in which the nature of uncertainty itself is changing. The future is collapsing into the present faster than past data can be used to extrapolate the future. However, we shouldn’t be fearful. InsurTech (insurance...
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Preventing Soft Fraud - Insights From Behavioural Science

By Markus Burbach |December 12, 2016|English | Deutsch

Lying and cheating are neither motivated by a criminal disposition nor do they follow the cost-benefit principles of the Simple Model of Rational Crime, according to Behavioural Economics and Psychology Professor Dan Ariely. People cheat just a little...
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Human vs. Machine – Which One Is Changing Insurance?

By Guizhou Hu|November 15, 2016|English

According to Ingenin’s 2015 Insurance Innovation Survey, 65% of insurance executives believe new technology will disrupt the insurance industry over the next five years. Among the many disruptors making the scene, it appears predictive analytics...
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