Our Perspective
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Living to 100 - Implications for Insurers
By Joan Coverson April 11, 2017English
The number of centenarians, people who've reached their hundredth birthday, has been increasing. The UK had more than 14,000 centenarians in 2015 compared to less than 8,000 in 2002.1 In 50 years, the figure is projected to exceed 400,000. The U.S....
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Predictive Analytics Global Survey Results - Still Room to Grow for Life & Health Insurers
By Guizhou HuApril 05, 2017English Chinese
How big is “big data” for life and health insurers? What are insurers worldwide focused on when it comes to predictive analytics? How are they adopting it and what are their expectations for the future? We set out to find answers to these...
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Wearables in Life Insurance – Game Changer or Passing Fad?
By Ross Campbell April 04, 2017English
Some life insurers now use data from fitness trackers to lower premiums. But does a policyholder’s number of steps really improve his or her mortality? Despite the link between a sedentary life and the risk of heart disease or cancer being well...
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Do Health Apps Threaten the Privacy of Sensitive Data?
By Ross Campbell March 20, 2017English
The growing use of smartphone apps and wearable devices to generate personal health and lifestyle data poses a dilemma for privacy. While individuals have much to gain using apps to help them manage ongoing health concerns, including better understanding...
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Exercise and Mortality - How Many Steps Translate Into Longer Life?
By Ross Campbell March 06, 2017English
Fitness trackers can be a convenient way to monitor the number of steps taken every day. Some insurers have even started using them as a proxy for good health, selling life cover to people who are already fit and who track their steps. They may even...
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How the Environment Will Change for Life Insurers - And Ways to Cope
By Jules Constantinou February 21, 2017English
The life insurance business might be seen as a steadfast boulder awash in a fast-flowing stream of change, yet the Greek philosopher Socrates taught us that the secret of change is to focus energy on building the new and not fighting the old. Indeed,...
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