Our Perspective
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Are You Under-Leveraging Talent Due to Unconscious Bias?
By Tad MontrossFebruary 08, 2015English
As an underwriting company, our communications about biases to date have largely focused on underwriting. Another very important initiative for us is how the Human Element affects our decision making with regard to hiring and promotions. In 2013 the...
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Does Your Reinsurance Program Match Your Risk Appetite? [Infographic]
By Abe KaneFebruary 02, 2015English
We've recently spoken to a number of captives and Risk Retention Groups that expressed concern with how their reinsurance programs would respond if they were to have adverse loss experience. It is particularly important to understand if your reinsurance...
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The Pros and Cons of (De)Centralization When Placing Facultative
By Chris CrowderJanuary 28, 2015English
The following question was posed recently by a client: "Is it better to place Facultative from a centralized purchase point (i.e., Home Office), or on a decentralized basis (i.e., the Field)?" In considering the question, a colleague shared...
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Latin America - A Framework for Growth
By Joaquin Orejas January 22, 2015English
The Latin American insurance market has grown at an average annual rate of 17% over the last 10 years, from around USD42 billion to USD167 billion. Yet Latin America still accounts for only 4% of global insurance premium, well short of the region’s...
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Educating Millennials #1 - As an Industry, How Are We Training and Attracting Millennials as Employees?
By Sydonie Williams January 19, 2015English
Over the last decade, hiring trends in insurance have caused an impending "brain drain" and, with 59 being the average age of an insurance agency employee , there is now a huge focus on getting talented young people into the industry.1 One...
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The Corporate Governance Annual Disclosure Model Regulation - How Will It Affect U.S. Insurers?
By Molly Corbett January 08, 2015English
In August, the National Association of Insurance Commissioners (NAIC) adopted a Corporate Governance Annual Disclosure Model Act and supporting Model Regulation. The Corporate Governance Annual Disclosure (CGAD), if adopted into law, will require all...
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