Our Perspective
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Insurance - An Asset or Expense?
By Tad MontrossMarch 01, 2015English
Have we been thinking of insurance the wrong way? Many think of insurance as an expense. In fact, accounting rules treat it as such. As consumers, we know insurance...
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Growing Insurance Demand in Asia - Insurers Need Reinsurance With Staying Power [Video]
By Pietro Toffanello February 24, 2015English
While in Taipei for the November East Asia Insurance Congress, I was interviewed by AM Best TV. The theme of the conference - “Insurance at cross roads: Coping with change” - could not have been chosen better, thinking about how fast insurance...
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Are You Under-Leveraging Talent Due to Unconscious Bias?
By Tad MontrossFebruary 08, 2015English
As an underwriting company, our communications about biases to date have largely focused on underwriting. Another very important initiative for us is how the Human Element affects our decision making with regard to hiring and promotions. In 2013 the...
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Does Your Reinsurance Program Match Your Risk Appetite? [Infographic]
By Abe KaneFebruary 02, 2015English
We've recently spoken to a number of captives and Risk Retention Groups that expressed concern with how their reinsurance programs would respond if they were to have adverse loss experience. It is particularly important to understand if your reinsurance...
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The Pros and Cons of (De)Centralization When Placing Facultative
By Chris CrowderJanuary 28, 2015English
The following question was posed recently by a client: "Is it better to place Facultative from a centralized purchase point (i.e., Home Office), or on a decentralized basis (i.e., the Field)?" In considering the question, a colleague shared...
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Latin America - A Framework for Growth
By Joaquin Orejas January 22, 2015English
The Latin American insurance market has grown at an average annual rate of 17% over the last 10 years, from around USD42 billion to USD167 billion. Yet Latin America still accounts for only 4% of global insurance premium, well short of the region’s...
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