Perspective

Our Perspective

  • Lack of Interest - An Australian Disability? [Video]

    By Dr. Winfried Heinen |August 28, 2014|English

    The Australian Disability Insurance market has found itself in a precarious position in recent years. Ever since the effects of the global economic crisis began to take hold in 2010, both insurers and reinsurers have been affected, with reported losses...

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  • The Going Gets Tough in the Individual Disability Market

    By Lisa Bolduc |June 27, 2014|English

    On face value the Individual Disability insurance market had a positive year in 2013, with new sales premium growth of 1.5% and policy growth of 2.5%. But dig deeper into Gen Re’s recently released 2013 U.S. Individual Disability Market Survey...

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  • Group Disability and Term Life Survey - First the Good News

    By Marcy Updike|June 04, 2014|English

    There were many encouraging results to report in this year’s U.S. Group Disability and Group Term Life Market Survey. After all, each of the products - LTD, STD and Life - saw positive growth in sales and in-force premium. This hasn't always...

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  • Critical Illness As a Supplement to Disability

    By Steve Rowley |February 16, 2014|English

    Only two things are needed to successfully sell any insurance product. The first is a belief in the product itself: A deep belief that you are doing a disservice to the community if you don't get the word out about the importance and necessity of the...

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  • Going Deeper Into German Data Pools

    By Karin Neelsen |January 29, 2014|English

    Gen Re maintains three data pools for the German Life/Health market covering mortality, disability and annuity sales. By monitoring these important life insurance products, we can uncover trends relating to morbidity, mortality and incidence rates as...

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  • Thoughts on Group Insurance - A New Year's Resolution

    By Drew King|January 24, 2014|English

    Readers of this blog have probably noticed a recurring theme when I write about the challenges facing the group insurance industry: Most (but not all) group insurance companies have very little data about the individuals covered by their plans. They...

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