Our Perspective
-
Wildfire Season Is Here - Underwriting Factors and Tools for the Wildfire Peril [Part 1 of series]
By Marc Dahling August 10, 2020 English
Wildfire in the U.S. has recently evolved from a secondary afterthought to more of a primary peril. We have seen the insurance industry scrambling to find information, resources and tools to help deal with this highly destructive peril that is more...
Read More -
What Does the U.S. Supreme Court’s Recent LGBTQ+ Ruling Mean for Businesses and EPLI?
By Jill Tumney August 04, 2020 English
The short answer is that the recent Bostock v. Clayton County, Georgia ruling protecting LBGTQ+ employees from sex discrimination will mean more claims and compliance for both employers and EPLI carriers as a whole. But what businesses and insurers...
Read More -
Individual Disability in the U.S. - Behind the Numbers
By Steve Woods July 28, 2020 English
Gen Re recently released the results of our annual U.S. Individual Disability Market Survey. Overall, 2019 was not a great year from a sales perspective; however, if you look beyond the sales numbers there were some very positive results in certain...
Read More -
Riots and Civil Commotion - Disquieting Times Ahead
By Tim Fletcher July 23, 2020 English
There existed an eerie and historical sense of déjà vu as riots broke out in Minneapolis, Atlanta, New York, Los Angeles and other cities around the country in late May and early June. Images of burning buildings, looting and vandalism...
Read More -
The Impact of Vaping on Life Insurance Risk [Part 3 of series]
By Dr. Thomas Ashley July 21, 2020 English
Putting together the health effects of nicotine and the chemical components of regular commercial e-cigarette inhalants leads to a conclusion that the risk is small but not trivial. Given that we need a long-term assessment, yet have only short-term...
Read More -
When Catastrophes and COVID-19 Collide - Adjusting Your Insurance Claim Adjustment Plans
By Sue Stein July 17, 2020 English
After wildfires and earthquakes during the past quarter, insurers faced the challenge of adjusting property claims in COVID-19 conditions. While these events were significant, how will insurers respond when a major hurricane, tornado or megafire arrives? In...
Read More