Our Perspective

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  Wildfire Season Is Here - Underwriting Factors and Tools for the Wildfire Peril [Part 1 of series]

  By Marc Dahling |August 10, 2020|English

  Wildfire in the U.S. has recently evolved from a secondary afterthought to more of a primary peril. We have seen the insurance industry scrambling to find information, resources and tools to help deal with this highly destructive peril that is more...

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  What Does the U.S. Supreme Court’s Recent LGBTQ+ Ruling Mean for Businesses and EPLI?

  By Jill Tumney |August 04, 2020|English

  The short answer is that the recent Bostock v. Clayton County, Georgia ruling protecting LBGTQ+ employees from sex discrimination will mean more claims and compliance for both employers and EPLI carriers as a whole. But what businesses and insurers...

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  Individual Disability in the U.S. - Behind the Numbers

  By Steve Woods |July 28, 2020|English

  Gen Re recently released the results of our annual U.S. Individual Disability Market Survey. Overall, 2019 was not a great year from a sales perspective; however, if you look beyond the sales numbers there were some very positive results in certain...

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  Riots and Civil Commotion - Disquieting Times Ahead

  By Tim Fletcher |July 23, 2020|English

  There existed an eerie and historical sense of déjà vu as riots broke out in Minneapolis, Atlanta, New York, Los Angeles and other cities around the country in late May and early June. Images of burning buildings, looting and vandalism...

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  The Impact of Vaping on Life Insurance Risk [Part 3 of series]

  By Dr. Thomas Ashley |July 21, 2020|English

  Putting together the health effects of nicotine and the chemical components of regular commercial e-cigarette inhalants leads to a conclusion that the risk is small but not trivial. Given that we need a long-term assessment, yet have only short-term...

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  When Catastrophes and COVID-19 Collide - Adjusting Your Insurance Claim Adjustment Plans

  By Sue Stein |July 17, 2020|English

  After wildfires and earthquakes during the past quarter, insurers faced the challenge of adjusting property claims in COVID-19 conditions. While these events were significant, how will insurers respond when a major hurricane, tornado or megafire arrives? In...

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