Our Perspective

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  Inexpensive Changes to Prevent Costly Life Insurance Fraud

  By Mary Enslin |December 09, 2019|English

  Fraud costs insurers a huge amount of money every year. In the U.S., recent estimates for the cost of insurance fraud ranges from USD14 billion to USD80 billion across Life/Health and Property/Casualty classes.1 Meanwhile in the UK, the Association...

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• Digital Innovation Is a Puzzle for Life Insurers

  By Dan White, Managing Partner, Ninety Consulting (guest contributor)|December 05, 2019|English

  Innovation is in the air. Imaginative digital technologies have been plugged into existing Life and Health insurance processes and products in multiple markets, injecting new life into customer engagement, risk assessment and claims management. Except...

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  HIV-Associated Neurocognitive Disorders and Disability Income Insurance

  By Dr. Chris Ball |December 01, 2019|English

  People living with HIV (PLWH) may experience problems in thinking, remembering, concentrating and language. This is not solely the result of HIV infection of the brain but also the result of many associated problems: alcohol or drug use, depression...

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  Heart Health - Why Linking It to Insurance is a Winning Formula

  By Ross Campbell |November 21, 2019|English | Français | Deutsch

  Cardiorespiratory fitness (CRF) is a measure of the body’s ability to supply oxygen to muscles, including the heart, during sustained levels of exercise. Whether or not you believe the hype that just sitting around poses a significant health risk,...

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  Changing Views on E-Cigarettes – No Smoke Without Fire

  By Ross Campbell |November 14, 2019|English

  The Centers for Disease Control and Prevention in the U.S. just announced an investigation of a multistate outbreak of e-cigarette, or vaping, product use associated lung injury (EVALI). By November there were over 1,800 confirmed and probable cases...

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  How Much EPLI Limit is Enough? 6 Reasons a Small Business May Need More Protection

  By Mark Grubelic and Mindy Pollack |November 14, 2019|English

  When a worker sues for sexual harassment or disability discrimination, will the employer discover that the insurance policy limit isn’t enough? Most small businesses buy Employment Practices Liability Insurance (EPLI) protection with their core...

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