Perspective

Our Perspective

  • Decisions, Decisions – Keeping Casualty Carriers Clued In

    By Craig Beardsley |July 10, 2014|English

    From sexual molestation to social host, ridesharing, dog bites and even backyard zip lining, our most recent Casualty Matters examined a range of important court cases that could be relevant to personal and commercial lines underwriters. Take the Pennsylvania...

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  • ACA Side Effects: 5 Ways It May Impact Commercial Liability Insurance

    By Libby Benet|May 21, 2014|English

    We know that the Patient Protection and Affordable Care Act (ACA) is aimed at making personal health insurance more available and, well, affordable. But insurers may be wondering if and how it will impact the Auto, General Liability, Workers' Comp....

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  • What’s Driving Larger Auto Liability Losses? [Infographic]

    By Liz Kramer|April 24, 2014|English

    Auto liability claims have taken an interesting turn. The headlining trend: frequency has fallen and should continue to fall. Meanwhile, auto severity has increased on the back of rising medical costs. Between 2007 and 2012 auto severity grew at a faster...

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  • Farm Pollution Exposures: A New Crop of Claims [Infographic]

    By Charlie Kingdollar|April 06, 2014|English

    There is a new trend in pollution exclusion litigation arising from traditional environmental events; these claims are characterized by more benign, yet bothersome, scenarios and materials. In the farm context, the new crop of claims involves the spreading...

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  • What Are Your Options To Reinsure Your Umbrella Business? [Presentation]

    By Brooke Cote|March 25, 2014|English

    What's the right reinsurance strategy for umbrella exposures – per policy or per occurrence? There's no stock answer to that question. Identifying the best treaty solution really depends on your own unique book of business as well as your risk...

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  • 6 Ways to Manage Volatility and Grow

    By Brooke Cote|March 19, 2014|English

    A predominantly personal lines insurance company was interested in expanding its commercial book of business. When making such an expansion, many personal lines-dominant carriers tend to apply to commercial business the same types of underwriting, pricing...

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