Perspective

Our Perspective

  • What’s Driving Larger Auto Liability Losses? [Infographic]

    By Liz Kramer|April 24, 2014|English

    Auto liability claims have taken an interesting turn. The headlining trend: frequency has fallen and should continue to fall. Meanwhile, auto severity has increased on the back of rising medical costs. Between 2007 and 2012 auto severity grew at a faster...

    Read More
  • Farm Pollution Exposures: A New Crop of Claims [Infographic]

    By Charlie Kingdollar|April 06, 2014|English

    There is a new trend in pollution exclusion litigation arising from traditional environmental events; these claims are characterized by more benign, yet bothersome, scenarios and materials. In the farm context, the new crop of claims involves the spreading...

    Read More
  • What Are Your Options To Reinsure Your Umbrella Business? [Presentation]

    By Brooke Cote|March 25, 2014|English

    What's the right reinsurance strategy for umbrella exposures – per policy or per occurrence? There's no stock answer to that question. Identifying the best treaty solution really depends on your own unique book of business as well as your risk...

    Read More
  • 6 Ways to Manage Volatility and Grow

    By Brooke Cote|March 19, 2014|English

    A predominantly personal lines insurance company was interested in expanding its commercial book of business. When making such an expansion, many personal lines-dominant carriers tend to apply to commercial business the same types of underwriting, pricing...

    Read More
  • An Insured Posts Defamatory Remarks on the Internet. What's the Biggest Verdict You Would Expect?

    By Charlie Kingdollar|February 11, 2014|English

    In past publications I’ve discussed how electronic communications have changed Personal Injury exposure coverage that is available under Homeowners and Personal Umbrella policies as well as provided under Commercial General Liability (CGL), General...

    Read More