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Our Perspective

Making Sense of Commercial Auto Insurance Experience

By Diane Brown|December 07, 2016|English

For several years, Commercial Auto (CA) insurers have observed worsening loss ratios and searched for the root causes. Why are loss ratios up 5 points, and in some cases as much as 30 points, for so many carriers in this space? We examined the combined...
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Workers’ Compensation and Auto Liability Collide

By Diane Brown|September 26, 2016|English

Motor vehicle crashes are the leading cause of worker death and have historically been the number one contributor to workplace catastrophic injuries. Now Workers’ Comp writers need to sit up and take notice because of a new trend: the rising frequency...
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The Drive Towards Fully Automated Vehicles Continues

By Charlie Kingdollar|September 20, 2016|English

When a Tesla vehicle with its Autopilot system engaged was involved in a fatal accident in Florida on May 7, it was the first one involving a partially automated Level 2 driving system. Since then, this accident has been the subject of scores of articles,...
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Fatal Crash Raises Questions About Automated Vehicles

By Mathias Schubert|August 01, 2016|English | Deutsch

Recent news of the first fatal accident involving a car in automated driving mode was followed by numerous articles, blogs and discussions on forums online. Most of them focused on the viability of automated driving functionality, bringing about a worthwhile...
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Umbrella Loss Segmentation - Trends for Better Insights

By Maria Slowinski |July 06, 2016|English

Uncertainty around large loss trends can easily undermine an insurer’s confidence in its renewal books. It can cause one to wonder if rates are being evaluated accurately. That is just one reason why Gen Re’s Umbrella team conducts loss...
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Are You Unknowingly Covering Cyber Liability?

By Matt Burns |June 29, 2016|English

Cyber risk is constantly in the headlines these days, with one big corporation after another left reeling from a data breach. But it’s not only the iconic brands that are victims of data loss and class action lawsuits: small to midsize risks are...
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