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Our Perspective

  • Survivorship Series - Surviving Heart Attack

    By Steve Rowley |May 17, 2016|English

    Heart attacks (myocardial infarctions) are the second most common cause of claim for Critical Illness insurance, yet there are differences of opinion on exactly what should be covered under a Critical Illness policy. Should these policies pay for other...

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  • Oil Rig Activity in 2015 - What’s Your Exposure Now?

    By Jon Cudney |May 16, 2016|English

    According to Forbes, the collapse in oil prices has claimed over 200,000 jobs worldwide, affecting both large and small firms in the oil industry. Mark Schultz, the President of the Canadian Association of Oilwell Drilling Contractors, shared that the...

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  • Green Light for Green Energy? Not So Fast

    By Mariano Trevisan |May 12, 2016|English

    As recently as the beginning of this year, investors, developers and owners of renewable energy risks in the United States had cause to celebrate a seemingly bright future. The federal Consolidated Appropriations Act was passed in December 2015, extending...

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  • Hypertrophic Cardiomyopathy vs Athletic Heart Syndrome

    By Shelly Duncan |May 11, 2016|English

    In life insurance underwriting, it is important to recognize the differences between hypertrophic cardiomyopathy (HCM) and the benign heart enlargement of an athlete. Both conditions increase left ventricular (LV) mass; however, HCM causes the LV wall...

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  • Writing Insurance in a New State? Check the Bad Faith Laws!

    By James Simon|May 09, 2016|English

    An insurer that seriously wants to reduce bad faith exposures will want to improve its understanding of jurisdictional differences. U.S. laws and regulations can vary a great deal between states, and the claim environment can change quickly. Having...

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  • Can Antidepressant Treatment Lead to a Broken Heart?

    By Dr. Chris Ball |May 08, 2016|English

    The recognition of mental health problems has improved in many countries. For example, more than 1 million people in the UK sought help from the Improving Access to Psychological Therapies programme, a service set up by the National Health Service (NHS),...

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