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Automated Driving - Impact on Loss Costs Until 2035

By Mathias N. Schubert (guest contributor)|March 23, 2018|English

The effects of driver assistance and automated driving systems on road safety and accident loss costs are the subject of numerous and often speculative prognoses. For some, a massive reduction of road accidents and attendant loss costs is more or less...
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How to Avoid Florida’s Bad Faith Minefield

By Tim Fletcher |March 07, 2018|English

It starts innocently enough - a seemingly routine “rear-ender” car accident that involves a policyholder wintering in Florida. The claimant driver of the other vehicle quickly seeks medical treatment and attorney representation. Then the...
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Recent New York Court Decision Poses Peril for Out-of-State Liability Insurers

By Bill Paccione and Tim Fletcher |January 24, 2018|English

New York-domiciled insurers have long been aware of N.Y. Ins. Law Section 3420, which prescribes requirements for liability insurance policies that are “issued for delivery” in New York. These requirements include specific time frames within...
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When Workers’ Compensation & Auto Liability Collide - 5 Things Every Insurer Needs to Know [Presentation]

By Diane Brown|September 07, 2017|English

Auto trends often collide with Workers’ Comp results. Auto writers use many tools to help underwrite their risks and contain losses - such as industry historical data, telematics, MVRs, black boxes and smartphone photos and videos. Workers’...
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Revision of the Road Traffic Act (Almost) Paves the Way for Automated Driving in Germany

By Mathias Schubert|June 13, 2017|English | Deutsch

On May 12 the Upper House of the German Federal Parliament (Bundesrat) approved amendments to the Road Traffic Act (RTA) setting legal requirements for automated driving beyond “partial automation” in Germany. The revised legislation came...
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Do Advances in Prosthetic Technology Prompt a Different Claims Approach?

By Anna Dalton |January 04, 2017|English

One of the benefits of being a global excess of loss reinsurer is the opportunity to spot trends and share insights with our clients. One notable change we are seeing is the rise in the value of amputation claims. This can be attributed to the increased...
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