Our Perspective
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Umbrella Loss Segmentation - Trends for Better Insights
By and Maria Slowinski July 06, 2016English
Uncertainty around large loss trends can easily undermine an insurer’s confidence in its renewal books. It can cause one to wonder if rates are being evaluated accurately. That is just one reason why Gen Re’s Umbrella team conducts loss...
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Are You Unknowingly Covering Cyber Liability?
By Matt Burns June 29, 2016English
Cyber risk is constantly in the headlines these days, with one big corporation after another left reeling from a data breach. But it’s not only the iconic brands that are victims of data loss and class action lawsuits: small to midsize risks are...
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Automated German Accident Reporting Service Heralds Change in Motor Insurance
By Achim Bosch April 06, 2016English Deutsch
With more devices sending and receiving data while communicating with each other, the Internet of Things (IoT) is gaining more influence. For motor insurers, the development of functions that in the end might lead to a more or less automated driving...
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The FAST Act - Underwriting Recall for Auto Components May Become a Little Harder
By Shinichi Kitazawa March 03, 2016English Japanese
In Japan product recall policies for automobile components are in high demand. As a casualty facultative reinsurer in Japan, we often see such requests for fac support, but underwriting this line of business is a real challenge because of the great...
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The Difficulty in Pricing Excess Non-Owned Auto in the U.S.
By Brandon Yez January 24, 2016English
Non-owned Auto Liability covers the insured when an employee uses his or her own personal vehicle in the course of the insured's business. Exposures for this class can run the gamut from the benign (a single employee running to the bank once a week)...
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UK Road Traffic Act Spells Change for Motor Insurance Requirements
By Harry Garbett November 29, 2015English
An accident involving a worker on a farm in Slovenia is about to bring about major change to the UK’s Road Traffic Act (RTA) and motor insurance. In 2007 Damijan Vnuk, a farmworker, was knocked off a ladder by a reversing trailer attached to a...
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