Our Perspective

  • Medical Trend and Medicare Supplement Insurance Profitability - What’s Safe to Assume?

    By Jena Breece |October 11, 2015|English

    Medical trend has been in the spotlight lately because it drives healthcare costs. Higher trend means higher medical costs, which translates to more expensive health insurance. But what does higher trend mean for Medicare Supplement insurance and profitability? Recently...

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  • Why Insurers Are Bullish on the Medicare Supplement Market

    By Steve Woods |August 09, 2015|English

    When reviewing results from Gen Re’s recently released Medicare Supplement Market Survey, the key takeaways that jump off the pages at me are: - In-force premium increased 8.2% in 2014. - Sales grew significantly at 17.1%, after a flat...

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  • Get Ready for the Medicare Supplement Buyer Surge

    By Stacy Varney|July 05, 2015|English

    The rate of U.S. Medicare enrollment is increasing, and the pace of growth is unlikely to slow anytime soon. By 2030 the number of people age 65+ is forecast to double in size, reaching 71.5 million; by 2050 it will be over 86 million.1 With the expected...

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  • Insurance Exchanges and Older Consumers

    By Steve Woods |May 31, 2015|English

    With the passage of the Patient Protection and Affordable Care Act (PPACA) in 2010, Americans were introduced to a relatively new way to purchase health insurance - the exchange. A government-regulated exchange is publicly run by either the state or...

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  • Putting Our Medicare Supplement Insurance Expertise to Work

    By Stacy Varney|May 11, 2015|English

    I recently attended the only industry conference available that is focused on Medicare Supplement insurance, or Medigap as it’s commonly called in the industry. The meeting - the Medicare Supplement Insurance Summit - was held in Orlando this...

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  • Medigap & H.R. 2 - Evolution, Not Revolution

    By Drew King|May 03, 2015|English

    A few weeks ago I was paging through a number of insurance industry and agent trade publications when I came across a headline that went something like this: “Medigap Insurers to Take Big Hit If H.R. 2 Passes.” That headline immediately...

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