Our Perspective
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Finding a Way Forward for Disability Income Insurance in Australia - Considering the Financial Aspects of Product, Underwriting and Claims [Part 4 of series]
By Tracy Cunningham May 03, 2021 English
Has the removal of agreed value products and the wide-scale reduction in the replacement ratio percentage meant the end of financial underwriting? With indemnity-only products, does “financial underwriting” now move to claims? Or do we need...
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How Data Science Is Redefining the Medical Director’s Role
By Dr. Thomas Ashley and Jean-Marc Fix April 20, 2021 English
Data analytics projects have become increasingly common across the insurance industry in the last few years and have really taken off in the Life sector. It’s a trend that requires the input of Medical Directors - and it gives the Directors a...
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On the Trail of Long COVID
By Megan A. Leivant
March 30, 2021 EnglishA sense of optimism is growing around society’s recovery from the COVID‑19 pandemic, draped against a background of effective vaccine development and its widespread rollout. While clinicians have a better understanding of COVID‑19 disease, science...
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“Mayday, Mayday, Mayday” - Possible Effects of the COVID-19 Pandemic on Disability Insurance of Aircrews
By Ronald Schwärzler February 23, 2021 English Deutsch
Working in the cabin and cockpit of an airplane is a special job in many aspects. This is also reflected in the Disability Insurance (DI) of aircrews. The medical requirements for this group are particularly high and must be continuously met since...
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Finding a Way Forward for Disability Income Insurance in Australia - Is IDII Functioning Sustainably Elsewhere? [Part 3 of series]
By Robert Kerr February 11, 2021 English
The need to overhaul the IDII market in Australia is clear, but how are other well-developed markets faring? To try and answer that question, and to put Australia’s situation in perspective, we spoke to colleagues in the US, the UK and South Africa. The...
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How to Make the Right Income Protection Claims Decisions
By Mary Enslin and Clio Lawrence January 13, 2021 English Français
The customer journey has rightly become crucial in Income Protection (IP), and key to that journey is a fast, accurate and positive claims experience. Insurers have made huge strides in achieving this, frequently supporting their clients’ recovery,...
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