Our Perspective

  • America's Stuxnet - Achilles heel found in systems used by Pentagon, power grid

    By Charlie Kingdollar |June 26, 2012|English

    An article that appeared in the Christian Science Monitor discusses an "amateur cybersecurity researcher" who found the digital version of a back door into everything from traffic lights to trains, refineries, pipelines, power plants and missile...

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  • Get Ready For the Cat Around the Corner

    By Sue Stein |June 12, 2012|English

    Mark Twain once said “everyone complains about the weather but no one ever does anything about it.” Well, that’s almost true about the insurance industry. While there is nothing carriers can do to prevent extreme weather events like...

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  • All in Bad Faith?

    By Art Harris|May 17, 2012|English

    Bad faith liability is a fact of doing insurance business and no carrier is immune to the exposure. Insurers across the U.S. are susceptible when they deny coverage, reject settlement offers and do not investigate claims promptly. That’s why we’ve...

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  • Personal Injury Exposures - Nothing to LOL about

    By Charlie Kingdollar |April 24, 2012|English

    How many insurers would have predicted 20 years ago that the Internet would create personal injury exposure for them? Yet with social media use growing exponentially, it’s increasingly clear that cyberspace is becoming a fertile environment for...

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  • Emerging Issues - Into the land of “known unknowns”

    By Charlie Kingdollar |March 02, 2012|English

    It’s hard for insurers to get their arms around emerging risks: they come in so many different forms. All they have in common is little or no historical data with which underwriters can work with. However, by definition, emerging risks are already...

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