Perspective

Our Perspective

  • Critical Illness As a Supplement to Life Insurance

    By Steve Rowley |April 15, 2014|English

    Dr. Marius Barnard, the father of Critical Illness insurance, is often quoted as having said that people need Critical Illness insurance “Not because you are going to die, but because you are going to survive!” That statement is becoming...

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  • Group Term Life Enrollment Trends for 2014 [Presentation]

    By Mike Fullerton |April 02, 2014|English

    Gen Re's U.S. Group Term Life Rate and Risk Management Survey, produced last year, provided a deep dive into rating, underwriting and pricing for Group Term Life products. Additional sections on market/product and claims were also included. In addition...

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  • Putting Peripheral Artery Disease Into Perspective

    By Laura Vecchione |March 30, 2014|English

    It used to be said that peripheral artery disease (PAD) doesn’t kill you; coronary artery disease (CAD) does. But recent studies suggest that life underwriters need to look more closely at PAD. PAD comes in different forms, presenting very different...

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  • Life Insurers Warm to Predictive Modeling Tools

    By Joe Atamaniuk |February 13, 2014|English

    Gen Re has followed up on its 2010 survey to find out how the use of predictive analytics is developing in the life insurance industry. Our latest research shows that predictive modeling (PM) is taking off in the U.S. individual life product market,...

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  • Going Deeper Into German Data Pools

    By Karin Neelsen |January 29, 2014|English

    Gen Re maintains three data pools for the German Life/Health market covering mortality, disability and annuity sales. By monitoring these important life insurance products, we can uncover trends relating to morbidity, mortality and incidence rates as...

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  • Thoughts on Group Insurance - A New Year's Resolution

    By Drew King|January 24, 2014|English

    Readers of this blog have probably noticed a recurring theme when I write about the challenges facing the group insurance industry: Most (but not all) group insurance companies have very little data about the individuals covered by their plans. They...

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