Perspective

Our Perspective

  • Screening and Overdiagnosis - Better the Devil You Know?

    By Dr. Ian Cox |August 17, 2014|English

    New technologies and therapies in medicine have hugely improved the early diagnosis and treatment of many conditions. But, it’s becoming clear that these advances come with a cost. A significant number of people are now being told they have a...

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  • E-Cigarettes: Cessation Device or Alternative Vice? [Presentation]

    By Ross Campbell |August 12, 2014|English

    Ever since they emerged on the market 10 years ago, the popularity of e-cigarettes has been rising. They represent an alternative to smoking that potentially reduces the harmful chemicals in tobacco smoke from thousands to just one, and many claims...

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  • Stress Tests: Underwriting Psychiatric Disorders

    By Sarah Fusco |August 07, 2014|English

    Stress is common in today’s high-pressure world, and it can have a big impact on our well-being. Personal situations can cause anyone anxiety and depression, but a lot of people also have significant psychiatric impairments that are related to...

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  • Ebola - The New Swine Flu?

    By Ross Campbell |August 05, 2014|English

    The increasing alarm surrounding the most recent outbreak of the Ebola virus disease (EVD) is a chilling reminder of the potential for the spread of viruses to rapidly reach epidemic proportions. Since March 2014, the scale and spread of the current...

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  • Life Benefit Riders – Get on Track

    By Joe Atamaniuk |June 19, 2014|English

    Living benefit riders, or accelerated death benefit riders (ABR), have been around the life insurance arena for many years, but as the industry looks for ways to attract new customers, their use has intensified recently. There are three different kinds...

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  • Rethinking Mental Health Claims

    By Viviane Murphy |June 05, 2014|English

    A person experiencing depression or any other psychological distress is perhaps at the lowest ebb in life. As life insurers, our principal role is supporting customers when their conditions become disabling for them. Part of our role is also to help...

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