Our Perspective
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U.S. Population Shift - De-Urbanization and What It Means to Insurers
By Lonnie Van Houten March 25, 2021 English
We are now more than a year into the COVID‑19 pandemic, and social distancing, masks and hand sanitizers are still the norm. Many workers, such as those in the service and hospitality industries, don’t have the luxury of working remotely, causing...
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Maintaining Accurate Property Valuations Requires Renewed Focus in a COVID World
By James Kenworthy and Shannon Dowd March 10, 2021 English
Currently a lot of attention is focused on movement in rates. However, that is only half the story: determining the correct insured value is vital. As any Property underwriter will tell you, the basic building blocks for determining an appropriate...
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Bitcoin Mining Facilities - What Property Insurers Should Know
By Peter Hakenen February 24, 2021 English
Bitcoin mining facilities are not your traditional data processing centers. Over the past decade I've had the opportunity to review the property specifications of dozens of data centers, including many cryptocurrency mining facilities. In my experience,...
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A Claims Perspective of P&C Issues - More of the Same to Come?
By Glenn Frankel February 04, 2021 English
I joined Gen Re last May, and 2020, to say the least, was a tumultuous and challenging year, both professionally and personally. And the events at the U.S. Capitol got 2021 off to a turbulent start. But we’ll rebound, and at Gen Re we look forward...
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It’s Finally 2021. How Will the Events of 2020 Influence Our Way Forward?
By Kara Raiguel January 12, 2021 English
Like many of you in early 2021, I am still processing the events of 2020 and what they mean for us as insurers and individuals. I hope your families and loved ones are physically and mentally healthy as we move into a new year, with hope for opportunities...
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ISO’s Cyber Incident Exclusion Endorsements - A Solution for the Silent Cyber in Commercial Property Forms?
By Christine Unger October 27, 2020 English
When the ISO Commercial Property and the ISO Businessowners forms were initially written, the authors did not contemplate the types of cyber risks that could affect Property coverages today. Commercial Property policies cover “direct physical...
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