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ISO’s Cyber Incident Exclusion Endorsements - A Solution for the Silent Cyber in Commercial Property Forms?

By Christine Unger |October 27, 2020|English

When the ISO Commercial Property and the ISO Businessowners forms were initially written, the authors did not contemplate the types of cyber risks that could affect Property coverages today. Commercial Property policies cover “direct physical...
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Wildfire Season is Here - More Underwriting Factors and Tools to Consider [Part 2 of series]

By James Kenworthy |August 24, 2020|English

In the first part of our 2020 wildfire blog series, we focused on larger insurance issues such as the nationwide exposure to wildfire outside of the Western states, as well on the value and limitations of LANDFIRE data. In this blog, we shift focus...
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Wildfire Season Is Here - Underwriting Factors and Tools for the Wildfire Peril [Part 1 of series]

By Marc Dahling |August 10, 2020|English

Wildfire in the U.S. has recently evolved from a secondary afterthought to more of a primary peril. We have seen the insurance industry scrambling to find information, resources and tools to help deal with this highly destructive peril that is more...
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Riots and Civil Commotion - Disquieting Times Ahead

By Tim Fletcher |July 23, 2020|English

There existed an eerie and historical sense of déjà vu as riots broke out in Minneapolis, Atlanta, New York, Los Angeles and other cities around the country in late May and early June. Images of burning buildings, looting and vandalism...
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When Catastrophes and COVID-19 Collide - Adjusting Your Insurance Claim Adjustment Plans

By Sue Stein |July 17, 2020|English

After wildfires and earthquakes during the past quarter, insurers faced the challenge of adjusting property claims in COVID-19 conditions. While these events were significant, how will insurers respond when a major hurricane, tornado or megafire arrives? In...
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The Pandemic Property Underwriting Playbook…Wait a Minute, There Isn’t One?

By Chuck Lawson |June 19, 2020|English

Much has been said about the many unfortunate impacts of COVID-19 on our world, both personally and professionally, as we adjust to what is hopefully a temporary normal in each of our lives. As underwriters, we are tasked not only with assessing existing...
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